Active·58 days on market
82 Lake Manatee Drive
Palm Coast, FL 32137
About this home
Palm Coast
Experience the popular Mystique floor plan, featuring a charming Farmhouse-style exterior and a thoughtfully designed layout. This inviting home offers 3 bedrooms, 2 bathrooms, and a bright open-concept design accented by beautiful Luxury Vinyl Plank flooring throughout the main living areas. At the heart of the home is a gourmet kitchen complete with 42-inch white cabinetry, sleek quartz countertops, a gray square-tile backsplash, and a full Whirlpool appliance package, including the refrigerator. The kitchen flows effortlessly into the spacious gathering room, where an elegant tray ceiling enhances the space and leads to an extended covered lanai--perfect for indoor-outdoor living. Additional highlights include a smart home system, designer hardware package, 8-foot interior doors, upgraded bathrooms, and a variety of premium finishes throughout. Don't miss the opportunity to make this exceptional home yours--schedule your tour today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,752 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 24, 2026Price change$396,000−$2,000
- Sep 18, 2026Price change$398,000−$6,000
- Aug 26, 2026Price change$404,000−$5,000
- Aug 5, 2026Price change$409,000−$15,000
- Jul 29, 2026Listed$424,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines