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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$273,250Sold3 bd · 2 ba · 1,557 sq ft

Sold·Closed Jul 21, 2026·50 days on market

75 Rivertown Road

Palm Coast, FL 32137

$273,250sold priceListed at $269,900 · 101.2% of asking$175/sqftMLS# 2142529
3
Beds
2
Baths
1,557
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $38/mo7,405 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Discover comfortable Florida living in sought-after Sawmill Creek at Palm Coast! Built in 2021, this 3-bedroom, 2-bath home offers 1,557 square feet of thoughtfully designed living space with an open and inviting layout perfect for everyday living and entertaining. Tile flooring runs throughout the main living areas with carpet in all 3 bedrooms. The spacious kitchen offers white cabinetry with granite countertops, a large pantry, and stainless steel appliances. A sliding glass door off of the dining room opens to concrete patio and fully fenced backyard--ideal for pets, play, gardening, or relaxing outdoors in privacy. Within walking distance to the community pool and within minutes of Flagler Beaches. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,490
HOAbilled annually$38
Estimated total, before insurance$1,527/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,558/yr · $463/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,558/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$269,900
  • Jul 19, 2026Pending$269,900
  • Apr 29, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
91 Rivertown Road, Palm Coast, FL 32137Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$283,500$1524/21,862900.1
106 Hulett Woods Road, Palm Coast, FL 32137Listed by D R HORTON REALTY INCOct 2026$343,500$1944/21,774750.3
29 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$375,000$1894/31,9871030.3
158 Springwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$421,900$2174/31,941380.3
16 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$315,000$1843/21,7141820.3
54 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$327,000$1764/21,8621640.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$269,900
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,557
Acres0.17 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryBelle Terre, reported on 3 other Sawmill Creek At Palm Coast listings
MiddleIndian Trails, reported on 3 other Sawmill Creek At Palm Coast listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address75 Rivertown Road, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Creek At Palm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size7,405.2 sq ft
Parcel Number2110305410000000380

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingBack Yard, Full, Privacy, Vinyl
RoofShingle
ConstructionComposition Siding, Frame
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 29, 2026
Days on Market50
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$5,557.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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