Sold·Closed Jul 14, 2026·29 days on market
122 Lindsay Drive
Palm Coast, FL 32137
About this home
Palm Coast
Coastal-inspired pool home with income potential! Whether you're looking for a primary residence, vacation getaway, or Airbnb opportunity, 122 Lindsay Dr offers the Florida lifestyle you've been dreaming of. Features include a newer roof (2022), newer AC, new appliances, new pool pump, and well-fed irrigation system. The bright, beachy interior flows seamlessly to the screened pool area, creating the perfect space for relaxing or entertaining. Enjoy low-maintenance living with thoughtful updates and a private backyard retreat. Conveniently located near shopping, dining, golf, parks, and just 20 minutes from Flagler Beach. Move-in ready and full of charm, this Palm Coast gem combines comfort, style, and flexibility in one exceptional property.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,110/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$424,900
- Jun 16, 2026Listed$424,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $278/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12 Lansing Lane, Palm Coast, FL 32137Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $415,000 | $209 | 3/2 | 1,982 | 61 | 0.4 |
| 81 Laramie Drive, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Jun 2026 | $360,000 | $243 | 3/2 | 1,481 | 0 | 0.4 |
| 89 Lee Drive, Palm Coast, FL 32164Listed by LENNAR REALTY INC | Aug 2026 | $314,994 | $173 | 4/2 | 1,821 | 54 | 0.5 |
| 28 Bud Shire Lane, Palm Coast, FL 32137Listed by LENNAR REALTY INC | Jul 2026 | $283,494 | $191 | 3/2 | 1,484 | 50 | 0.5 |
| 21 Lewisdale Lane, Palm Coast, FL 32137Listed by REALTY EXCHANGE LLC | Jul 2026 | $300,000 | $188 | 3/2 | 1,594 | 64 | 0.8 |
| 15 Bud Shire Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLC | Aug 2026 | $347,500 | $223 | 3/2 | 1,555 | 89 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 INTEGRA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines