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Active Under Contract

Active Under Contract·16 days on market

5102 Damascus Road S

Jacksonville, FL 32207

$300,000$239/sqftEst. $1,544/moMLS# 2157351

Beds

Baths

1,253

Sq Ft

1987

Built

Garage

Pool

About this home

Jacksonville

MULTIPLE OFFERS RECEIVED HIGHEST AND BEST DUE BY 8/4 AT 5PM. Welcome home to this beautifully updated 3 bedroom, 2 bathroom home offering 1,253 square feet of move in ready living in Jacksonville's desirable St. Nicholas neighborhood. Thoughtfully renovated in 2022, this turnkey home features a new roof and HVAC system, giving buyers added peace of mind from day one. A spacious front yard creates wonderful curb appeal, while inside you'll be welcomed by a bright family room with soaring vaulted ceilings and a stunning floor to ceiling stone wood burning fireplace complete with a classic mantle, creating the perfect focal point for the home. Just off the living area, the beautifully updated kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, and an adjacent dining area, creating an open and inviting layout that's ideal for both everyday living and entertaining.

Cost to own

Mortgage calculator

Home Price

$300,000

Down Payment: 20%

$60,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,544

Principal & Interest: $1,544

Property taxes (est.): $490

Insurance (est.): $200

Estimated Total Monthly

$2,234

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,544

Property taxesest. at asking price, Duval County$490

Estimated total, before insurance$2,034/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,505/yr · $292/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,505/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,317 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Active Under Contract$300,000
Aug 1, 2026Active$300,000
Jul 28, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000

Price / Sq Ft$239

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,253

Acres0.22 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryEnglewood

MiddleSouthside

HighEnglewood

Community Information

Address5102 Damascus Road S, Jacksonville, FL 32207

Area021-St Nicholas Area

SubdivisionHunter Estates

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size9,583.2 sq ft

Lot Dimensions75x150

Parcel Number1273230000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Off Street, On Street

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Window FeaturesSkylight(s)