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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 1, 2026·3 days on market·Recent sales in Jacksonville

5102 Damascus Road S

Jacksonville, FL 32207

$290,000sold priceListed at $300,000 · 96.7% of asking$231/sqftMLS# 2157351
3
Beds
2
Baths
1,253
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

MULTIPLE OFFERS RECEIVED HIGHEST AND BEST DUE BY 8/4 AT 5PM. Welcome home to this beautifully updated 3 bedroom, 2 bathroom home offering 1,253 square feet of move in ready living in Jacksonville's desirable St. Nicholas neighborhood. Thoughtfully renovated in 2022, this turnkey home features a new roof and HVAC system, giving buyers added peace of mind from day one. A spacious front yard creates wonderful curb appeal, while inside you'll be welcomed by a bright family room with soaring vaulted ceilings and a stunning floor to ceiling stone wood burning fireplace complete with a classic mantle, creating the perfect focal point for the home. Just off the living area, the beautifully updated kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, and an adjacent dining area, creating an open and inviting layout that's ideal for both everyday living and entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Duval County$474
Estimated total, before insurance$2,080/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,505/yr · $292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $474
Insurance (est.): $193
Estimated Total Monthly
$2,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,317 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,505/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$300,000
  • Aug 5, 2026Active Under Contract$300,000
  • Aug 1, 2026Active$300,000
  • Jul 28, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLCOct 2026$260,000$2233/2.51,168760.3
5442 Juno Drive, Jacksonville, FL 32207Listed by FLORIDA UNITED REALTY GROUP LLCSep 2026$230,000$1723/21,340440.4
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.6
5540 Fargo Drive N, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$185,000$1383/21,344190.6
5211 Santa Monica Boulevard N, Jacksonville, FL 32207Listed by INTEGRITY KEY REALTY LLCSep 2026$105,000$963/11,096150.6
3840 Adirolf Road, Jacksonville, FL 32207Listed by EXIT 1 STOP REALTYAug 2026$290,000$1855/21,5711290.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$239
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,253
Acres0.22 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEnglewood
MiddleSouthside
HighEnglewood

Community Information

Address5102 Damascus Road S, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionHunter Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size9,583.2 sq ft
Lot Dimensions75x150
Parcel Number1273230000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street, On Street

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Patio / PorchDeck
FencingBack Yard, Chain Link
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 1, 2026
Days on Market3
Tax Amount$3,504.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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