This home is in Jacksonville.
Active·78 days on market
118 Fields Avenue
Jacksonville, FL 32218
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome home to this charming residence in Jacksonville's established San Mateo neighborhood! Conveniently located just minutes from 1-95, Jacksonville International Airport, River City Marketplace, downtown Jacksonville, and Naval Station Mayport, this home offers an ideal combination of comfort, convenience, and accessibility. Inside, you'll find a welcoming floor plan with comfortable living spaces designed for everyday living and entertaining. The spacious yard provides plenty of room to relax, garden, or create your own outdoor oasis. Whether you're a first-time homebuyer, looking to downsize, or searching for a smart investment opportunity, this property offers exceptional value in a well-established neighborhood with no HOA. Enjoy easy access to shopping, dining, schools, parks, and major commuter routes while still feeling at home in a quiet residential setting.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,332 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Aug 11, 2026Price change$170,000−$10,000
- Jul 24, 2026Listed$180,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $147/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10114 Haverford Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $205,000 | $168 | 3/1 | 1,218 | 100 | 1.3 |
| 862 Bunker Hill Boulevard, Jacksonville, FL 32208Listed by EXP REALTY LLC | Sep 2026 | $142,700 | $141 | 3/1 | 1,012 | 169 | 1.4 |
| 7611 Tarleton Road, Jacksonville, FL 32208Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $120,000 | $135 | 3/1 | 887 | 47 | 1.5 |
| 8073 Wakefield Avenue, Jacksonville, FL 32208Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $149,999 | $171 | 3/1 | 875 | 59 | 1.5 |
| 7769 Calvin Street, Jacksonville, FL 32208Listed by REAL BROKER LLC | Sep 2026 | $232,500 | $192 | 3/2 | 1,209 | 54 | 1.6 |
| 7330 Elwood Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $87,000 | $71 | 2/2 | 1,224 | 104 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines