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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·81 days on market

3031 Imperial Street

Jacksonville, FL 32254

$159,000$180/sqftEst. $881/moMLS# 2156551
3
Beds
1
Baths
884
Sq Ft
1943
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

WELCOME HOME!! Come and take a look at this completely renovated 3 bedroom 1 bathroom home before it's gone! Walking up to this home you will enter into the screened in front porch where you can make this space yours by adding cozy furniture to enjoy your morning coffee & watch many afternoon sunsets. Entering into the home will bring you into the living area and dining area situated off of the kitchen. The perfect space for hosting friends and family and enjoying home cooked meals! The kitchen is equipped with plenty of cabinet space for storage and has NEW appliances and fixtures. Off of the dining room there is a back door that leads you to the spacious fenced in back yard with extra storage in the shed! Walking down the hallway brings you into the three bedrooms with new flooring, windows, and plenty of closet space! Don't miss out on your chance to own this 3 bedroom under $160K! This won't last long, schedule your showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$881
Property taxesest. at asking price, Duval County$260
Estimated total, before insurance$1,140/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,826/yr · $152/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$159,000
$31,800
Loan Term
Monthly Payment
$881
Principal & Interest: $881
Property taxes (est.): $260
Insurance (est.): $106
Estimated Total Monthly
$1,246
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1943)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,417 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,826/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Listed$159,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$174,000$1613/21,080980.2
3319 Lowell Avenue, Jacksonville, FL 32254Listed by GREEN PALM REALTY & PROPERTY MANAGEMENTAug 2026$155,000$1353/21,144150.3
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.4
3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOMESep 2026$135,500$1562/1870400.6
2332 Westbrook Circle S, Jacksonville, FL 32209Listed by MOMENTUM REALTYAug 2026$60,000$692/18731181
2972 Dignan Street, Jacksonville, FL 32254Listed by ALLISON JAMES ESTATES AND HOMES FLORIDAAug 2026$78,500$743/11,061491.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$159,000
Price / Sq Ft$180
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage884
Acres0.13 acres
Year Built1943
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3031 Imperial Street, Jacksonville, FL 32254
Area074-Paxon
SubdivisionJacksons
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size5,662.8 sq ft
Parcel Number0581600000

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingChain Link

Additional Information

Date ListedJuly 22, 2026
Days on Market37
Tax Amount$1,825.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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