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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·4 days on market

3026 Lowell Avenue

Jacksonville, FL 32254

$240,000$199/sqftEst. $1,329/moMLS# 2153162
↓ $5,000 below original list
3
Beds
2
Baths
1,209
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

[ASK ABOUT AVAILABLE LOAN PROGRAM OFFERING UP TO $12,500 IN ASSISTANCE, HELPING MAKE HOMEOWNERSHIP MORE AFFORDABLE FOR QUALIFIED BUYERS] Now Introducing the beautifully designed Aven Floor Plan: A Brand NEW Construction home offering modern comfort, quality craftsmanship & exceptional value. This welcoming residence features 3 spacious bedrooms, 2 full bathrooms & 1,209 sq ft of thoughtfully designed living space, along with an attached 2-car garage & a fenced backyard! Step inside to an open concept layout filled w/ natural light & desirable modern finishes. The kitchen is the heart of the home, showcasing: Brand New SS appliances, A large center island with breakfast bar seating, Elegant granite countertops, Full overlay cabinetry, Recessed lighting & a convenient pantry for extra storage. The owner's suite provides a private retreat w/ a walk-in closet & an ensuite bathroom featuring a double sink vanity. 2 additional bedrooms & a full bathroom offer flexibility for...

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Duval County$392
Estimated total, before insurance$1,721/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,881
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,558 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $10,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$18,833$18,833▼ $23,919
2024$43,173$43,173▼ $19,441
2023$65,252$40,551▲ $2,805
2022$59,993$36,865▲ $9,599
2021$41,527$33,514—
2020$37,717$30,468▲ $10,051

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Active$240,000
  • Oct 1, 2026Active Under Contract$240,000
  • Sep 21, 2026Active$240,000
  • Sep 16, 2026Active Under Contract$240,000
  • Aug 12, 2026Price change$240,000−$2,904
  • Jul 28, 2026Price change$242,904−$2,096
  • Jul 8, 2026Active$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.4
3154 2nd St Circle, Jacksonville, FL 32254Listed by REAL BROKER LLCSep 2026$220,000$1823/21,20900.5
833 & 0 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYOct 2026$70,000$582/11,200140.6
830 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYSep 2026$135,000$1052/11,28280.6
3524 Andrews Street, Jacksonville, FL 32254Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$190,017$1553/21,22200.7
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17331.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$199
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,209
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleSelect One

Community Information

Address3026 Lowell Avenue, Jacksonville, FL 32254
Area074-Paxon
SubdivisionJacksons
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Parcel Number0581550000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 6, 2026
Days on Market90
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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