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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·15 days on market·Recent sales in Jacksonville

3319 Lowell Avenue

Jacksonville, FL 32254

$155,000sold priceListed at $164,000 · 94.5% of asking$135/sqftMLS# 2156512
3
Beds
2
Baths
1,144
Sq Ft
1988
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 3319 Lowell Ave, Jacksonville, FL 32254--a beautifully refreshed home that's move-in ready! Recent updates throughout provide a fresh, modern feel, including new interior and exterior paint, new luxury vinyl plank (LVP) flooring throughout, and updated bathrooms with stylish finishes. The kitchen features brand-new stainless steel appliances, making it both functional and inviting for everyday living. Major improvements also include a roof replaced in 2018, offering added peace of mind for years to come. Whether you're a first-time homebuyer, looking to downsize, or searching for an excellent investment opportunity, this home combines comfort, style, and value in one attractive package. Conveniently located with easy access to downtown Jacksonville, major highways, shopping, and dining, this is a property you won't want to miss.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$859
Property taxesest. at asking price, Duval County$253
Estimated total, before insurance$1,112/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,333/yr · $194/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$155,000
$31,000
Loan Term
Monthly Payment
$859
Principal & Interest: $859
Property taxes (est.): $253
Insurance (est.): $103
Estimated Total Monthly
$1,215
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,333/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$164,000
  • Aug 9, 2026Active Under Contract$164,000
  • Aug 3, 2026Price change$164,000−$5,000
  • Aug 3, 2026Active$169,000
  • Jul 27, 2026Active Under Contract$169,000
  • Jul 27, 2026Price change$169,000+$10,000
  • Jul 22, 2026Listed$159,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.2
833 & 0 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYOct 2026$70,000$582/11,200140.3
830 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYSep 2026$135,000$1052/11,28280.3
3524 Andrews Street, Jacksonville, FL 32254Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$190,017$1553/21,22200.3
3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$174,000$1613/21,080980.4
3154 2nd St Circle, Jacksonville, FL 32254Listed by REAL BROKER LLCSep 2026$220,000$1823/21,20900.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$164,000
Price / Sq Ft$143
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,144
Acres0.18 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3319 Lowell Avenue, Jacksonville, FL 32254
Area074-Paxon
SubdivisionHarveys Addition
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size7,840.8 sq ft
Parcel Number0582850010

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Oven, Microwave, Refrigerator
HeatingElectric
CoolingElectric
# of Stories1

Additional Information

Date ListedJuly 22, 2026
Days on Market15
Tax Amount$2,333.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GREEN PALM REALTY & PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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