Sold·Closed Aug 27, 2026·3 days on market
685 Bowie Boulevard
Orange Park, FL 32073
About this home
Orange Park
Move-in ready and beautifully updated, this home is the perfect opportunity for first-time buyers or anyone looking for modern finishes without the renovation costs. Major updates include a new roof (2020) and HVAC (2023). Inside, you'll find luxury vinyl plank flooring throughout, fresh interior paint, new lighting, ceiling fans, baseboards, doors, hardware, blinds, and French doors leading to the back room. The fully renovated kitchen features white cabinets, butcher block countertops, floating shelves, a farmhouse sink, stainless steel appliances, and a built-in breakfast nook. Both bathrooms have been completely remodeled with new tile, vanities, and updated fixtures. Additional upgrades include a wireless security system, new smoke detectors, and exterior improvements with dead trees and stumps removed. This stylish, move-in ready home offers exceptional value and is ready for its next owner!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,633 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,088/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 28, 2026Closed$285,000
- Aug 26, 2026Pending$285,000
- Jul 23, 2026Active Under Contract$285,000
- Jul 21, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 279 Bonnlyn Drive, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC. | Aug 2026 | $218,000 | $163 | 3/2 | 1,338 | 50 | 0.4 |
| 333 Dillon Court, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $325,000 | $206 | 3/2 | 1,576 | 8 | 0.5 |
| 411 Capricorn Lane, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $250,000 | $159 | 5/2 | 1,568 | 28 | 0.7 |
| 526 Samuel Huntington Street, Orange Park, FL 32073Listed by THE STANLEY REALTY GROUP LLC | Aug 2026 | $275,000 | $147 | 3/2 | 1,877 | 25 | 0.7 |
| 553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INC | Sep 2026 | $281,000 | $164 | 3/2 | 1,714 | 75 | 0.8 |
| 552 S Clermont Avenue S, Orange Park, FL 32073Listed by ROUND TABLE REALTY | Sep 2026 | $240,000 | $178 | 3/2 | 1,352 | 18 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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