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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active Under Contract

$373,000Active Under Contract3 bd · 2.5 ba · 2,036 sq ft

Active Under Contract·49 days on market

287 Gleneagles Drive

Orange Park, FL 32073

$373,000$183/sqftEst. $2,034/mo mortgageMLS# 2165910
3
Beds
2.5
Baths
2,036
Sq Ft
1984
Built
2
Garage
No
Pool
FEMA Zone XHOA $128/mo14,810 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to Loch Rane — one of Orange Park's most established and sought-after gated communities! This beautifully maintained 3-bedroom, 2.5-bath home offers a blend of modern updates, comfortable living, and fantastic outdoor space. The roof was replaced in 2022, offering added peace of mind for the next homeowner. Step inside to a beautifully remodeled kitchen featuring updated finishes and a functional layout, along with renovated bathrooms that bring a fresh, modern feel throughout the home. The property also features two AC units for added comfort. Outside, you'll find a large, spacious fenced backyard perfect for entertaining, pets, gardening, or simply enjoying your own private outdoor retreat. The backyard features a concrete patio, screened room, and storage shed, providing plenty of space for relaxation, entertaining, and storage. Located in the highly desirable Loch Rane gated community, residents enjoy 24-hour gated security, playgrounds, and beautifully established

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,034
Property taxesest. at asking price, Clay County$572
HOAbilled annually$128
Estimated total, before insurance$2,733/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,207/yr · $267/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$373,000
$74,600
Loan Term
Monthly Payment
$2,034
Principal & Interest: $2,034
Property taxes (est.): $572
Insurance (est.): $249
Estimated Total Monthly
$2,854
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,512 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$324,551$176,223—
2024$320,860$170,550—
2023$315,348$164,127—
2022$284,706$157,891—
2021$213,055$151,836—
2020$199,050$149,050—

2025 property taxes (current owner): $3,207/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 12, 2026Active Under Contract$373,000
  • Sep 22, 2026Listed$373,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
411 Capricorn Lane, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$250,000$1595/21,568280.3
440 Taurus Lane, Orange Park, FL 32073Listed by WATSON REALTY CORPOct 2026$270,000$1813/21,491570.4
238 Blairmore Boulevard W, Orange Park, FL 32073Listed by ENGEL & VOLKERS FIRST COASTOct 2026$299,900$1813/21,655590.4
569 Coppitt Drive E, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYOct 2026$260,000$1793/31,452201
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714751
459 Charles Pinckney Street, Orange Park, FL 32073Listed by ROUND TABLE REALTYOct 2026$284,900$1593/21,789451.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$373,000
Price / Sq Ft$183
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,036
Acres0.34 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryS. Bryan Jennings
MiddleOrange Park

Community Information

Address287 Gleneagles Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionLoch Rane
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size14,810.4 sq ft
Parcel Number42042500881409800

Amenities

AmenitiesClubhouse, Gated, Management - Off Site, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories2
LaundryElectric Dryer Hookup, In Garage, Lower Level, Washer Hookup
SecurityGated with Guard, Security Lights, Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchPatio, Rear Porch, Screened
FencingBack Yard, Full, Privacy, Wood
Other StructuresShed(s)

Additional Information

Date ListedSeptember 22, 2026
Days on Market49
HOA Fees$1,536 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$3,207.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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