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Pending

Pending·4 days on market

2227 Palisade Point

Middleburg, FL 32068

$667,883$210/sqftEst. $3,405/moMLS# 2156100
5
Beds
4
Baths
3,174
Sq Ft
2027
Built
3
Garage
No
Pool

About this home

Middleburg

Before Design Sample Image Introducing the Avalon II 'G - a stunning new home model that exemplifies modern luxury living. This spacious residence boasts an impressive 3174 square feet of thoughtfully designed living space, offering the perfect blend of style, comfort, and functionality. One of the standout features is its 5 bedrooms and 4 full bathrooms, providing ample room for families or those who enjoy having dedicated spaces for guests. The open-concept layout seamlessly integrates the living, dining, and kitchen areas, creating an inviting and cohesive environment for entertaining or simply enjoying quality time with loved ones. Beyond its generous square footage and well-appointed rooms, it is a true showcase of exceptional craftsmanship and attention to detail. From the gourmet kitchen with high-end appliances and quartz countertops to the luxurious bathrooms adorned with premium finishes, every aspect of this home has been designed to elevate your living experience

Cost to own

Mortgage calculator

$667,883
$133,577
Loan Term
Monthly Payment
$3,405
Principal & Interest: $3,405
Property taxes (est.): $1,024
Insurance (est.): $445
Estimated Total Monthly
$4,874
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,405
Property taxesest. at asking price, Clay County$1,024
HOAbilled quarterly$72
Estimated total, before insurance$4,501/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,159/yr · $97/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,039 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 19, 2026Listed$667,883

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$667,883
Price / Sq Ft$210
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,174
Total Structure Area4,146 sq ft
Acres0.17 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

Community Information

Address2227 Palisade Point, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size7,405.2 sq ft
Lot Dimensions50x120
Parcel Number07052500907600459
ZoningResidential

Amenities

AmenitiesBarbecue, Dog Park, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 19, 2026
Days on Market0
HOA Fees$215 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign and Jacobs
Tax Amount$1,159.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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