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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$531,990Sold4 bd · 3 ba · 2,754 sq ft

Sold·Closed Oct 14, 2026·79 days on market

2491 Jennings Farm Drive

Middleburg, FL 32068

$531,990sold priceListed at $531,990 · 100% of asking$193/sqftMLS# 2152468
4
Beds
3
Baths
2,754
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $110/mo7,841 sqft lotWaterfrontSingle Family Residence2 storiesNew construction

About this home

Middleburg

Sample Images A spacious foyer is ready for you to greet your friends and family in the Boca. Just off of if is a home office or formal living area. Beyond the entryway is the dining room leading into the open great room and roomy chef's kitchen complete with a spacious island, gas cooktop and excellent walk-in pantry. The home features three additional bedrooms, formal dining, office and an amazing owner's retreat with an oversized bedroom with bay window to enjoy your morning beverage, bath with a soaking tub and step in shower completed with an large walk in closet. The gourmet kitchen is a chef's dream, featuring 42'' cabinets, elegant quartz countertops, and top-of-the-line appliances. It seamlessly flows into the living areas. * Photos are representative of a Boca Floorplan

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,900
Property taxesest. at asking price, Clay County$815
HOAbilled annually$110
Estimated total, before insurance$3,826/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,159/yr · $97/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,431 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:44 AM, sunset 5:37 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$76,000$76,000—
2024$76,000$76,000—

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 14, 2026Closed$531,990
  • Sep 12, 2026Pending$531,990
  • Jul 25, 2026Price change$531,990+$2,000
  • Jun 25, 2026Listed$529,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2418 Jennings Farm Drive, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$415,000$1894/32,1901250.1
2238 Brannings Sawmill Court, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,340$1465/42,8741110.1
2248 Brannings Sawmill Court, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$590,000$2055/32,874640.1
2381 Jennings Farm Drive, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$601,990$1834/43,285960.2
3957 Gareys Ferry Way, Middleburg, FL 32068Listed by MOMENTUM REALTYAug 2026$434,900$2094/2.52,085430.2
3905 Gareys Ferry Way, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$581,218$1835/43,17400.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$531,990
Price / Sq Ft$193
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,754
Total Structure Area3,650 sq ft
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesEast

School Information

ElementaryMiddleburg
MiddleLake Asbury

Community Information

Address2491 Jennings Farm Drive, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size7,840.8 sq ft
Parcel Number07052500907600440
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground
UtilitiesCable Available, Cable Not Available, Electricity Available, Electricity Connected, Electricity Not Available, Natural Gas Available, Natural Gas Not Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypeCreek, Pond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range
HeatingHeat Pump, Natural Gas
CoolingCentral Air, Electric
# of Stories2
LevelsOne and One Half
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Corner Lot
Patio / PorchCovered, Porch
RoofShingle
ConstructionWood Siding
Road SurfacePaved

Additional Information

Date ListedJune 26, 2026
Days on Market79
HOA Fees$1,320 / Annually
HOA FrequencyAnnually
HOA NameJennings Farm Homeowner’s Association
Tax Amount$1,159.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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