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Active

Active·20 days on market

2491 Jennings Farm Drive

Middleburg, FL 32068

$529,990$213/sqftEst. $2,821/moMLS# 2152468

Beds

Baths

2,493

Sq Ft

2026

Built

Garage

Pool

About this home

Middleburg

Sample Images A spacious foyer is ready for you to greet your friends and family in the Boca. Just off of if is a home office or formal living area. Beyond the entryway is the dining room leading into the open great room and roomy chef's kitchen complete with a spacious island, gas cooktop and excellent walk-in pantry. The home features two additional bedrooms, a flex room, and an amazing owner's retreat with an oversized bedroom with bay window to enjoy your morning beverage, bath with a soaking tub and step in shower completed with an large walk in closet. The gourmet kitchen is a chef's dream, featuring 42'' cabinets, elegant quartz countertops, and top-of-the-line appliances. It seamlessly flows into the living areas. * Photos are representative of a Boca Floorplan

Cost to own

Mortgage calculator

Home Price

$529,990

Down Payment: 20%

$105,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,677

Principal & Interest: $2,677

Est. Taxes & Insurance: $669

Estimated Total Monthly

$3,346

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,821

Property taxesest. at asking price, Clay County$812

HOAbilled annually$110

Estimated total, before insurance$3,743/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$76,000	$76,000	—
2024	$76,000	$76,000	—

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,431 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 25, 2026Listed$529,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$529,990

Price / Sq Ft$213

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,493

Total Structure Area3,650 sq ft

Acres0.18 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesEast

School Information

ElementaryMiddleburg

MiddleLake Asbury

HighMiddleburg

Community Information

Address2491 Jennings Farm Drive, Middleburg, FL 32068

Area142-Middleburg East

SubdivisionJennings Farm

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size7,840.8 sq ft

Parcel Number07052500907600440

ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground

UtilitiesCable Available, Cable Not Available, Electricity Available, Electricity Connected, Electricity Not Available, Natural Gas Available, Natural Gas Not Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypeCreek, Pond