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Sold

Sold·Closed Jun 9, 2026·0 days on market

2498 Jennings Farm Drive

Middleburg, FL 32068

$542,284sold priceListed at $559,990 · 96.8% of asking$237/sqftMLS# 2115671
4
Beds
3
Baths
2,289
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $110/mo6,970 sqft lotWaterfrontSingle Family Residence2 storiesNew construction

About this home

Middleburg

Sample Image Experience modern living at its finest with the Edison II model, spanning an impressive 2289 square feet of thoughtfully designed space. Step into the heart of the home, where stunning quartz countertops grace the kitchen, offering both beauty and unparalleled durability. Complemented by 42-inch cabinets that provide ample storage, this culinary haven is a true masterpiece. Beyond these luxurious finishes, the Edison promises an array of carefully curated features that elevate your lifestyle. Explore the epitome of contemporary living and embrace the perfect fusion of style, functionality, and quality craftsmanship.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,004
Property taxesest. at asking price, Clay County$831
HOAbilled annually$110
Estimated total, before insurance$3,945/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,141/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$542,284
$108,457
Loan Term
Monthly Payment
$3,004
Principal & Interest: $3,004
Property taxes (est.): $831
Insurance (est.): $362
Estimated Total Monthly
$4,196
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$76,000$76,000—
2024$76,000$76,000—

2024 property taxes (current owner): $1,141/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2418 Jennings Farm Drive, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$415,000$1894/32,1901250.1
2238 Brannings Sawmill Court, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,340$1465/42,8741110.1
3983 Gareys Ferry Way, Middleburg, FL 32068Listed by LGI REALTY - FLORIDA, LLCSep 2026$420,000$2274/21,8476370.2
3957 Gareys Ferry Way, Middleburg, FL 32068Listed by MOMENTUM REALTYAug 2026$434,900$2094/2.52,085430.2
2333 Jennings Farm Drive, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$576,857$2314/32,49300.3
2140 Tom Thumb Road, Middleburg, FL 32068Listed by WATSON REALTY CORPSep 2026$335,000$1913/21,757560.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,990
Price / Sq Ft$245
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,289
Acres0.16 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesEast

School Information

ElementaryMiddleburg
MiddleLake Asbury

Community Information

Address2498 Jennings Farm Drive, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,969.6 sq ft
Parcel Number07052500907600437
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground
UtilitiesCable Available, Cable Not Available, Electricity Available, Electricity Connected, Electricity Not Available, Natural Gas Available, Natural Gas Not Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypeCreek, Pond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range
HeatingHeat Pump, Natural Gas
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Porch
RoofShingle
ConstructionWood Siding
Road SurfacePaved

Additional Information

Date ListedOctober 30, 2025
Days on Market0
HOA Fees$1,320 / Annually
HOA FrequencyAnnually
HOA NameJennings Farm Homeowner’s Association
Tax Amount$1,141.1
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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