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Pending

Pending·84 days on market

2305 Jennings Farm Drive

Middleburg, FL 32068

$614,636$187/sqftEst. $3,271/moMLS# 2141369
5
Beds
4
Baths
3,285
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Middleburg

Welcome to this exquisite Boca II home, a perfect blend of luxury and comfort, located in the prestigious gated community of Jennings Farm. This spacious residence offers 3285 square feet of living space, thoughtfully designed to accommodate both family living and entertaining. The kitchen is a chef's dream, featuring 42'' cabinets, elegant quartz countertops, and top-of-the-line appliances. It seamlessly flows into the living areas, where wood-look tile floors add a touch of sophistication and durability. Situated on a prime corner lot, this home provides additional privacy and space, a privacy fence already in place in the back yard making it an ideal retreat. As part of a natural gas community, you'll enjoy the efficiency and convenience that comes with it.

Cost to own

Mortgage calculator

$614,636
$122,927
Loan Term
Monthly Payment
$3,105
Principal & Interest: $3,105
Est. Taxes & Insurance: $776
Estimated Total Monthly
$3,881
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,271
Property taxesest. at asking price, Clay County$942
HOAbilled annually$110
Estimated total, before insurance$4,323/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$76,000$76,000
2024$76,000$76,000

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$614,636
Price / Sq Ft$187
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,285
Total Structure Area4,100 sq ft
Acres0.20 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesEast

School Information

ElementaryMiddleburg
MiddleLake Asbury
HighMiddleburg

Community Information

Address2305 Jennings Farm Drive, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionJennings Farm
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size8,712 sq ft
Parcel Number07052500907600496
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground
UtilitiesCable Available, Cable Not Available, Electricity Available, Electricity Connected, Electricity Not Available, Natural Gas Available, Natural Gas Not Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypeCreek, Pond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range
HeatingHeat Pump, Natural Gas
CoolingCentral Air, Electric
# of Stories2
LevelsOne and One Half
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Corner Lot
Patio / PorchCovered, Porch
RoofShingle
ConstructionWood Siding
Road SurfacePaved

Additional Information

Date ListedApril 22, 2026
Days on Market0
HOA Fees$1,320 / Annually
HOA FrequencyAnnually
HOA NameJennings Farm Homeowner’s Association
Tax Amount$1,159.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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