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Active

Active·72 days on market

2238 Brannings Sawmill Court

Middleburg, FL 32068

$553,990$193/sqftEst. $2,949/moMLS# 2143377

Beds

Baths

2,874

Sq Ft

2026

Built

Garage

Pool

About this home

Middleburg

MOVE IN READY Introducing the Avalon II 'H' - a stunning new home model that exemplifies modern luxury living. This spacious residence boasts an impressive 2874 square feet of thoughtfully designed living space, offering the perfect blend of style, comfort, and functionality. One of the standout features is its 5 bedrooms and 4 full bathrooms, providing ample room for families or those who enjoy having dedicated spaces for guests. The open-concept layout seamlessly integrates the living, dining, and kitchen areas, creating an inviting and cohesive environment for entertaining or simply enjoying quality time with loved ones. Beyond its generous square footage and well-appointed rooms, a true showcase of exceptional craftsmanship and attention to detail. From the gourmet kitchen with high-end appliances and quartz countertops to the luxurious bathrooms adorned with premium finishes, every aspect of this home has been designed to elevate your living experience.

Cost to own

Mortgage calculator

Home Price

$553,990

Down Payment: 20%

$110,798

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,798

Principal & Interest: $2,798

Est. Taxes & Insurance: $700

Estimated Total Monthly

$3,498

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,949

Property taxesest. at asking price, Clay County$849

HOAbilled annually$110

Estimated total, before insurance$3,908/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$76,000	$76,000	—
2024	$76,000	$76,000	—

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 4, 2026Listed$553,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$553,990

Price / Sq Ft$193

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,874

Total Structure Area3,698 sq ft

Acres0.17 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesEast

School Information

ElementaryMiddleburg

MiddleLake Asbury

HighMiddleburg

Community Information

Address2238 Brannings Sawmill Court, Middleburg, FL 32068

Area142-Middleburg East

SubdivisionJennings Farm

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size7,405.2 sq ft

Parcel Number07052500907600666

ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Pickleball, Playground

UtilitiesCable Available, Cable Not Available, Electricity Available, Electricity Connected, Electricity Not Available, Natural Gas Available, Natural Gas Connected, Natural Gas Not Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypeCreek, Pond