Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·27 days on market

1611 W 27th Street

Jacksonville, FL 32209

$235,000$145/sqftEst. $1,209/moMLS# 2155997

Beds

Baths

1,622

Sq Ft

1967

Built

Garage

Pool

About this home

Jacksonville

If built to LAST was a home, Then this is it.Solid concrete block 4BR/2BA home at 1611 W. 27th Street, Jacksonville, FL 32209. 1,622 sq ft of beautifully remodeled living space on a 4,984 sq ft lot. Step inside to a modern kitchen featuring gray shaker cabinets with black hardware, expansive white quartz countertops & island, stainless steel range hood, and durable wood-look plank flooring throughout. Spa-like bathrooms boast marble-look tile, black matte fixtures, white vanities with quartz tops, generous tub/shower, and walk-in shower. Fresh neutral paint, recessed lighting, and bright open layout create a welcoming feel. This turnkey concrete block home offers durability and style in a convenient Jacksonville neighborhood. This home is part of Jacksonville's history. Tt comes with no HOA or CDD fees. Move-in ready with pride of ownership throughout. Schedule your showing today

Cost to own

Mortgage calculator

Home Price

$235,000

Down Payment: 20%

$47,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,209

Principal & Interest: $1,209

Property taxes (est.): $384

Insurance (est.): $157

Estimated Total Monthly

$1,750

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,209

Property taxesest. at asking price, Duval County$384

Estimated total, before insurance$1,593/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,980/yr · $165/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,980/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1967)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,491 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History