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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Sep 16, 2026·5 days on market·Recent sales in Jacksonville

5704 Benedict Road

Jacksonville, FL 32209

$189,900sold priceListed at $199,900 · 95% of asking$158/sqftMLS# 2158155
3
Beds
2.5
Baths
1,201
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence2 storiesNew construction

About this home

Jacksonville

Welcome to the Stutz Model by Flight Homes, where modern style meets everyday comfort in this brand-new 3-bedroom, 2.5-bathroom home. Step inside to a two story home featuring a living area that flows into a beautifully designed kitchen, modern cabinetry, and views of the dining area and backyard through sliding glass doors. Upstairs, all bedrooms are thoughtfully positioned to provide privacy and functionality. Additional highlights include a dedicated laundry area, a one-car garage, and a builder's warranty for added peace of mind. Listed at Cash Price. Appliance upgrade packages and closing cost assistance may still be available with qualifying offers. Ask your showing agent about our exclusive builder incentives and available financing options. This home is move-in ready--schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
Estimated total, before insurance$1,362/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~990 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$13,642$10,595—
2024$13,642$9,632—
2023$11,971$8,757—
2022$11,971$7,961—
2021$7,238$7,238—
2020$6,682$0—

2025 property taxes (current owner): $207/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$199,900
  • Aug 13, 2026Active Under Contract$199,900
  • Aug 1, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$178,012$1703/21,05000.3
5729 Cooke Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$235,020$1913/21,23000.3
5758 Oprey Street, Jacksonville, FL 32208Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$230,000$1923/21,198530.4
2051 Frank E Avenue, Jacksonville, FL 32208Listed by ALLISON JAMES ESTATES AND HOMES FLORIDASep 2026$52,000$593/18801150.5
2117 W 39th Street, Jacksonville, FL 32209Listed by US REALTY HUBSep 2026$82,500$704/21,174150.6
6109 Strawflower Place, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATEOct 2026$110,000$1293/18501240.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$166
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,201
Acres0.16 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address5704 Benedict Road, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionRoyal Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size6,969.6 sq ft
Parcel Number0857660000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Microwave
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

RoofShingle

Additional Information

Date ListedAugust 1, 2026
Days on Market5
Tax Amount$207.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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