Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·49 days on market

1749 27th Street W

Jacksonville, FL 32209

$200,000$194/sqftEst. $1,029/moMLS# 2152344

Beds

Baths

1,030

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

NEW CONSTRUCTION! NO HOA! Ask about our limited time 4.25% interest rate promo and builder incentives! UPGRADES ALEADY INCLUDED FOR ONE LOW PRICE! This 3BR/2BA home with a SPACIOUS 2-car garage features a bright, open, spacious living area filled with natural light and an oversized family room and dining area-perfect for entertaining and watching your pets and children play. Kitchen includes quartz countertops, white shaker cabinets, stainless steel appliances (refrigerator included), and a large island. Features luxury vinyl plank flooring in main areas, low-maintenance living, and a covered front porch/patio. No HOA, no rental restrictions--ideal investment, Airbnb, or income-producing opportunity at an affordable price-point. Fenced backyard options available! Move-in ready soon! Down payment assistance available. Photos are of a similar home. Not the perfect one? We have plenty more available!

Cost to own

Mortgage calculator

Home Price

$200,000

Down Payment: 20%

$40,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,029

Principal & Interest: $1,029

Property taxes (est.): $327

Insurance (est.): $133

Estimated Total Monthly

$1,489

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,029

Property taxesest. at asking price, Duval County$327

Estimated total, before insurance$1,356/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$11,792	$7,151	—
2024	$10,458	$6,501	—
2023	$10,458	$5,910	—
2022	$7,788	$5,373	—
2021	$5,562	$4,885	—
2020	$4,450	$4,441	—

2025 property taxes (current owner): $156/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,282 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 25, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$200,000

Price / Sq Ft$194

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,030

Total Structure Area1,462 sq ft

Acres0.12 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional, Other

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryNorthwest Legends

MiddleMatthew Gilbert

HighWilliam M. Raines

Community Information

Address1749 27th Street W, Jacksonville, FL 32209

Area075-Trout River/College Park/Ribault Manor

SubdivisionRoyal Terrace

CityJacksonville

CountyDuval

StateFL

Zip Code32209

Lot Size5,227.2 sq ft

Lot Dimensions50 x 100

Parcel Number0854560000

ZoningSingle Family

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePrivate

ParkingAttached, Garage, Garage Door Opener, On Street