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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·79 days on market·Recent sales in Jacksonville

1680 8th Street W

Jacksonville, FL 32209

$160,000sold priceListed at $169,990 · 94.1% of asking$94/sqftMLS# 2147187
4
Beds
2.5
Baths
1,694
Sq Ft
1947
Built
1
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

About this home

Jacksonville

A charming 4 bedroom, 2.5 bathroom home nestled in the heart of Jacksonville, FL! This move-in ready property is ideal for first-time homebuyers looking for a solid home with major updates already completed, including a brand new roof, a 3 year old water heater, and a 7 year old A/C unit giving you peace of mind from day one. Step inside to a bright and inviting living area perfect for unwinding after a long day, and a kitchen offering generous cabinet space making meal prep a breeze. Each bedroom is spacious and filled with natural light featuring ample closet space to meet all your storage needs. Outside you will find a large yard ideal for entertaining, weekend gatherings, or simply soaking up the Florida sunshine, complemented by an attached 1 car garage for added convenience and extra storage. Conveniently located near shopping, dining, and entertainment, this home checks every box and is a must see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Property taxesest. at asking price, Duval County$261
Estimated total, before insurance$1,148/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,694/yr · $308/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,000
$32,000
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Property taxes (est.): $261
Insurance (est.): $107
Estimated Total Monthly
$1,254
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $213,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$186,548$186,548—
2024$172,189$172,189—
2023$62,109$45,057▲ $4,335
2022$45,633$40,961—
2021$37,238$37,238—
2020$36,768$36,768—

2025 property taxes (current owner): $3,694/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$169,990
  • Aug 24, 2026Pending$169,990
  • Aug 2, 2026Price change$169,990−$10,000
  • Jul 10, 2026Price change$179,990−$10,000
  • May 27, 2026Listed$189,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $100/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1936 5th Street W, Jacksonville, FL 32209Listed by REAL BROKER LLCSep 2026$204,990$1703/21,2091000.5
1728 Myrtle Avenue N, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATESep 2026$147,500$1023/11,446850.5
1980 W 3rd Street, Jacksonville, FL 32209Listed by SOLENE REALTY LLCSep 2026$106,500$813/11,312850.7
1046 Line Street, Jacksonville, FL 32209Listed by INI REALTYSep 2026$224,900$1664/21,35291
2408 Robert Street, Jacksonville, FL 32209Listed by CENTURY 21 LIGHTHOUSE REALTYSep 2026$177,250$1354/21,31421.2
1319 W 33rd Street W, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$228,020$1853/21,23001.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,990
Price / Sq Ft$100
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,694
Acres0.12 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1680 8th Street W, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionMillers Addition
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,227.2 sq ft
Parcel Number0519670000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedMay 27, 2026
Days on Market79
Tax Amount$3,693.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLATFLEE.COM INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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