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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 16, 2026·2 days on market·Recent sales in Jacksonville

8044 Copperfield Circle S

Jacksonville, FL 32244

$140,000sold priceListed at $140,000 · 100% of asking$114/sqftMLS# 2155766
3
Beds
2
Baths
1,229
Sq Ft
1993
Built
2
Garage
No
Pool
HOA $41/mo5,227 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Investor Special

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$775
Property taxesest. at asking price, Duval County$229
HOAbilled quarterly$41
Estimated total, before insurance$1,045/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,216/yr · $351/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$775
Principal & Interest: $775
Property taxes (est.): $229
Insurance (est.): $93
Estimated Total Monthly
$1,097
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,216/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 16, 2026Listed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $114/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8358 Chason Road W, Jacksonville, FL 32244Listed by THE NEWCOMER GROUPSep 2026$260,000$1793/21,449120.4
8365 Hamden Road W, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$281,000$1803/21,558660.6
8446 Allwine Court, Jacksonville, FL 32244Listed by CENTURY 21 INTEGRAJul 2026$305,000$2353/21,297200.6
171 Dover Bluff Drive, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$298,900$1903/21,57360.7
7728 Pikes Peak Drive, Jacksonville, FL 32244Listed by TOP SOURCE REALTY LLCJul 2026$231,000$1853/21,24940.7
7739 Settlers Landing Trail S, Jacksonville, FL 32244Listed by ENTERA REALTY LLCSep 2026$252,500$1863/21,360500.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$114
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,229
Acres0.12 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address8044 Copperfield Circle S, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArgyle/chimney Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size5,227.2 sq ft
Parcel Number0164633762

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
Waterfront TypePond

Interior

AppliancesNone
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedJuly 16, 2026
Days on Market2
HOA Fees$123.4 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,216.39
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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