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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Settlers Landing, Jacksonville.

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Sold

Sold·Closed Sep 17, 2026·50 days on market·Recent sales in Settlers Landing·Settlers Landing

7739 Settlers Landing Trail S

Jacksonville, FL 32244

$252,500sold priceListed at $249,900 · 101% of asking$186/sqftMLS# 2148423
3
Beds
2
Baths
1,360
Sq Ft
1987
Built
2
Garage
No
Pool

2 more homes for sale in Settlers Landing →Search Settlers Landing on the map

FEMA Zone XHOA $13/mo8,276 sqft lotSingle Family Residence1 story

About this home

Settlers Landing

This 3-bedroom, 2-bathroom home in the desirable Settlers Landing neighborhood offers a wonderful blend of comfort and style. The inviting living room serves as the heart of the home, featuring tall ceilings and a cozy fireplace that create a spacious yet warm atmosphere for relaxing or gathering. Flowing into the kitchen, you will find beautiful updates including durable granite countertops paired with sleek stainless-steel appliances. The primary bedroom provides excellent storage space with a large walk-in closet. Step outside to enjoy a private, fully fenced-in backyard that is perfect for outdoor entertaining, gardening, or weekend barbecues. Conveniently located near schools, shopping, dining, and major highways, this home offers easy access to everything you need. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,399
Property taxesest. at asking price, Duval County$412
HOAbilled annually$13
Estimated total, before insurance$1,824/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,100/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$252,500
$50,500
Loan Term
Monthly Payment
$1,399
Principal & Interest: $1,399
Property taxes (est.): $412
Insurance (est.): $168
Estimated Total Monthly
$1,979
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,467 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$210,457$210,457—
2024$228,394$228,394▲ $5,902
2023$219,345$219,345▲ $21,202
2022$191,175$191,175—
2021$145,176$137,328—
2020$133,144$124,844—

2025 property taxes (current owner): $4,100/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$249,900
  • Aug 20, 2026Pending$249,900
  • Jul 30, 2026Active$249,900
  • Jul 13, 2026Pending$249,900
  • Jun 3, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8076 Cumberland Gap Trail N, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$262,000$1583/21,66050.2
8358 Chason Road W, Jacksonville, FL 32244Listed by THE NEWCOMER GROUPSep 2026$260,000$1793/21,449120.8
7826 Allspice Circle E, Jacksonville, FL 32244Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$275,000$2093/21,318380.9
7565 Necia Drive, Jacksonville, FL 32244Listed by RPB REALTY,INCAug 2026$345,000$1964/21,759230.9
7692 Recon Drive, Jacksonville, FL 32244Listed by LGI REALTY - FLORIDA, LLCSep 2026$326,900$2173/21,505251.1
6699 Lana Lane, Jacksonville, FL 32244Listed by MARK SPAIN REAL ESTATESep 2026$250,000$1843/21,35861.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$184
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,360
Acres0.19 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEnterprise
MiddleWestside
HighWestside High School

Community Information

Address7739 Settlers Landing Trail S, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionSettler's Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size8,276.4 sq ft
Parcel Number0161430682
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Patio / PorchScreened
FencingBack Yard
ConstructionBrick, Frame, Vinyl Siding

Additional Information

Date ListedJuly 30, 2026
Days on Market50
HOA Fees$160 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,099.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENTERA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (Duval County), ZIP 32244.

View all Settlers Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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