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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 3, 2026·66 days on market·Recent sales in Jacksonville

8365 Hamden Road W

Jacksonville, FL 32244

$281,000sold priceListed at $275,000 · 102.2% of asking$180/sqftMLS# 2143211
3
Beds
2
Baths
1,558
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XHOA $42/mo10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

**NEW ROOF - June 2026** Opportunity meets location in this Argyle/Chimney Lakes 3BR/2BA! Featuring vaulted ceilings in the main living areas & primary bedroom, a classic wood-burning fireplace, and an updated kitchen, this home already checks some major boxes. Listen to the birds on the extended back patio. There's room to make it your own, making it perfect for buyers who want value and vision. Enjoy a 2-car garage, an 8x12 backyard shed for extra storage, and a neighborhood filled with perks...community pool access, recreation area and multiple playgrounds just a couple minutes away. *Brand New Water Heater & HVAC is 2023* Seller offering $1,500 towards Closing Costs with acceptable offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,556
Property taxesest. at asking price, Duval County$459
HOAbilled quarterly$42
Estimated total, before insurance$2,057/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,511/yr · $126/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$281,000
$56,200
Loan Term
Monthly Payment
$1,556
Principal & Interest: $1,556
Property taxes (est.): $459
Insurance (est.): $187
Estimated Total Monthly
$2,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$235,144$55,366—
2024$242,105$53,099—
2023$237,855$50,097▲ $5,000
2022$203,228$47,182▲ $10,000
2021$164,651$44,352—
2020$143,864$43,050—

2025 property taxes (current owner): $1,511/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$275,000
  • Jul 8, 2026Pending$275,000
  • May 2, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8358 Chason Road W, Jacksonville, FL 32244Listed by THE NEWCOMER GROUPSep 2026$260,000$1793/21,449120.2
8345 Rockridge Drive, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLCOct 2026$315,000$1583/21,99150.6
3412 Deerfield Pointe Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$323,340$2053/21,576200.9
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486381
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833541
7739 Settlers Landing Trail S, Jacksonville, FL 32244Listed by ENTERA REALTY LLCSep 2026$252,500$1863/21,360501

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$177
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,558
Total Structure Area2,238 sq ft
Acres0.23 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8365 Hamden Road W, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArgyle/chimney Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size10,018.8 sq ft
Parcel Number0164637108

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Jogging Path, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchCovered, Rear Porch
FencingFenced, Wood
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedMay 2, 2026
Days on Market66
HOA Fees$125 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,511.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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