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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·72 days on market

8539 Gate Parkway W 1433

Jacksonville, FL 32216

$135,000$146/sqftEst. $748/moMLS# 2155688
↓ $14,000 below original list
2
Beds
2
Baths
927
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone XHOA $461/moCondominium1 story

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About this home

Jacksonville

• Seller to pay $5,000 roof assessment in full at closing. Completely turn-key and worry-free in the gated Villa Medici community! Skip the maintenance anxiety - every major mechanical has been replaced within the last two years: NEW HVAC system, NEW water heater, NEW washer and dryer, and NEW dishwasher. Just move in and relax. BONUS SELLER INCENTIVE: With an acceptable offer, the seller will pay off the remaining $5,000+ roof assessment IN FULL - completely eliminating the $89/month assessment fee for the buyer from day one. Enjoy a low baseline HOA of $461/month with zero upcoming major repair costs. The HOA covers all exterior building maintenance, roof repairs, common-area landscaping, pest control, pool maintenance, and amenity improvements - total hands-off living and predictable monthly expenses.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$748
Property taxesest. at asking price, Duval County$220
HOAbilled monthly$461
Estimated total, before insurance$1,429/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$135,000
$27,000
Loan Term
Monthly Payment
$748
Principal & Interest: $748
Property taxes (est.): $220
Insurance (est.): $90
Estimated Total Monthly
$1,058
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Price change$135,000−$5,000
  • Sep 30, 2026Price change$140,000−$5,000
  • Sep 3, 2026Price change$145,000−$2,000
  • Jul 31, 2026Active$147,000
  • Jul 22, 2026Price change$147,000−$2,000
  • Jul 16, 2026Listed$149,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8539 Gate Parkway W 633, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEOct 2026$130,000$1402/2927780.1
8539 Gate Parkway W 9220, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYOct 2026$199,000$1732/21,149450.2
8539 Gate Parkway W 438, Jacksonville, FL 32216Listed by WATSON REALTY CORPAug 2026$137,500$1312/21,0501380.2
3532 Twisted Tree Lane, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$180,000$1522/2.51,18490.3
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.4
8416 Thornbush Court, Jacksonville, FL 32216Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$209,500$1772/2.51,1842070.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$135,000
Price / Sq Ft$146
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage927
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address8539 Gate Parkway W 1433, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionVilla Medici
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Parcel Number1541662724

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

AppliancesDishwasher
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedJuly 31, 2026
Days on Market68
HOA Fees$461 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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