Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 32

Active

Active·2 days on market

8539 Gate Parkway W 1433

Jacksonville, FL 32216

$147,000$159/sqftEst. $750/moMLS# 2155688

Beds

Baths

927

Sq Ft

2007

Built

—

Garage

Pool

About this home

Jacksonville

Completely turn-key and worry-free in the gated Villa Medici community! Skip the maintenance anxiety - every major mechanical has been replaced within the last two years: NEW HVAC system, NEW water heater, NEW washer and dryer, and NEW dishwasher. Just move in and relax. BONUS SELLER INCENTIVE: With an acceptable offer, the seller will pay off the remaining $5,000+ roof assessment IN FULL - completely eliminating the $89/month assessment fee for the buyer from day one. Enjoy a low baseline HOA of $461/month with zero upcoming major repair costs. The HOA covers all exterior building maintenance, roof repairs, common-area landscaping, pest control, pool maintenance, and amenity improvements - total hands-off living and predictable monthly expenses. Community amenities include a pool, fitness center, and clubhouse. VALUE-PACKED and priced to move - contact your agent today to schedule your showing beginning August 1st before this one is gone!

Cost to own

Mortgage calculator

Home Price

$147,000

Down Payment: 20%

$29,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$750

Principal & Interest: $750

Property taxes (est.): $240

Insurance (est.): $98

Estimated Total Monthly

$1,088

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$750

Property taxesest. at asking price, Duval County$240

HOAbilled monthly$461

Estimated total, before insurance$1,451/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History