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8539 Gate Parkway 1537

Jacksonville, FL 32216

$160,000$172/sqftEst. $816/moMLS# 2158053

Beds

Baths

932

Sq Ft

2007

Built

—

Garage

Pool

About this home

Jacksonville

Discover this recently updated third-floor condominium in the gated Villa Medici community. Interior improvements include luxury vinyl plank flooring, fresh interior paint, white shaker-style kitchen cabinetry, granite countertops, stainless steel appliances, new carpeting in the bedrooms, and updated ceiling fans. The primary suite features a spacious closet and an en-suite bathroom with a spacious shower. Additional features include an inside laundry/utility room and a screened rear patio. Community amenities include a swimming pool, fitness center, and outdoor grilling area. This property is eligible for HomePath financing. This is a Fannie Mae HomePath property. First-time buyers, complete the HomePath Ready Buyer homeownership course on Homepath.com. Attach certificate to offer up to 3% closing cost assistance. Check HomePath.com for more details. Restrictions apply.

Cost to own

Mortgage calculator

Home Price

$160,000

Down Payment: 20%

$32,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$816

Principal & Interest: $816

Property taxes (est.): $261

Insurance (est.): $107

Estimated Total Monthly

$1,184

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$816

Property taxesest. at asking price, Duval County$261

HOAbilled monthly$464

Estimated total, before insurance$1,541/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,987/yr · $249/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,987/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History