$520,0004 bd · 3.5 ba · 2,662 sq ft
Active·121 days on market
4203 Pine Road Road
Orange Park, FL 32065

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
NEW CONSTRUCTION | TWO PRIMARY SUITES | NO HOA/CDD | SMART HOME | MOVE-IN READY Welcome to this one of a kind 4 bedroom, 3.5-bath custom home offering 2,662 sq. ft. of thoughtfully designed living space. Quality craftsmanship and attention to detail are showcased throughout. The home features two luxurious primary suites one on the main floor and one upstairs each with a private suite bathroom, ideal for multigenerational living, guests, or added privacy. The upstairs suite opens to a private balcony, perfect for morning coffee or relaxing at sunset. The open-concept living area flows into a chef-inspired kitchen featuring quartz countertops, designer finishes, abundant cabinetry, and a large center island. Additional highlights include modern bathrooms, abundant natural light, smart-home features, and an attached two-car garage. Situated on a spacious lot with no HOA ,conveniently located near schools, shopping, dining, and major highways. Move-in ready!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle, Wood — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,518 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 25 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 8 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 2 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 1 mi · Doctors Lake
Closest grocery store
Publixabout 5 mi · 6001 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 6:48 AM, sunset 5:34 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 21, 2026Price change$520,000−$9,900
- Oct 12, 2026Price change$529,900−$5,000
- Sep 12, 2026Price change$534,900−$4,100
- Jul 12, 2026Listed$539,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4199 Pine Road Road, Orange Park, FL 32065Listed by AVALON GROUP USA LLC | Sep 2026 | $520,000 | $195 | 4/3.5 | 2,662 | 179 | 0 |
| 3151 Nautilus Road, Middleburg, FL 32068Listed by WATSON REALTY CORP | Oct 2026 | $505,000 | $189 | 4/3 | 2,672 | 64 | 1.2 |
| 1912 Silo Oaks Place, Middleburg, FL 32068Listed by MAGNOLIA REAL ESTATE COMPANY | Oct 2026 | $489,990 | $205 | 3/2 | 2,389 | 4 | 1.2 |
| 3074 Nautilus Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $430,000 | $199 | 4/3 | 2,164 | 4 | 1.3 |
| 3034 Nautilus Road, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $417,500 | $202 | 4/2 | 2,067 | 26 | 1.3 |
| 1928 Moorings Circle, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $610,000 | $184 | 5/5 | 3,317 | 88 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AVALON GROUP USA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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