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Sold

$417,500Sold4 bd · 2 ba · 2,067 sq ft

Sold·Closed Oct 9, 2026·26 days on market

3034 Nautilus Road

Middleburg, FL 32068

$417,500sold priceListed at $445,000 · 93.8% of asking$202/sqftMLS# 2149714
4
Beds
2
Baths
2,067
Sq Ft
1988
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $25/mo14,810 sqft lotSingle Family Residence1 story

About this home

Middleburg

Welcome to 3034 Nautilus Road, one of the few pool homes available at this price point near Fleming Island and Doctors Lake. This well-maintained brick home offers 4 bedrooms, 2 bathrooms, a 1/3-acre fenced lot, and an enclosed pool perfect for year-round Florida living. The major updates are already done, including a 2-year-old roof with transferable warranty, complete replumbing, updated bathrooms, and an overhauled HVAC system. Four French doors fill the home with natural light and provide easy access to the pool and backyard. Located just minutes from Whitey's Fish Camp, Fleming Island Town Center, and the Doctors Lake Boat Ramp, with an easy commute to NAS Jacksonville and I-295. Zoned for Clay County's highly rated schools. No CDD fees and a low annual HOA. A rare opportunity to own a solid, well-cared-for pool home in a desirable location and update the cosmetics to match your personal style.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,276
Property taxesest. at asking price, Clay County$640
HOAbilled annually$25
Estimated total, before insurance$2,941/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,507/yr · $209/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 6:46 AM, sunset 5:36 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$312,059$130,297—
2024$298,589$125,918—
2023$293,914$120,795—
2022$263,630$115,821—
2021$200,463$110,992—
2020$204,956$108,770—

2025 property taxes (current owner): $2,507/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 12, 2026Closed$445,000
  • Jun 10, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3074 Nautilus Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$430,000$1994/32,16440.1
3151 Nautilus Road, Middleburg, FL 32068Listed by WATSON REALTY CORPOct 2026$505,000$1894/32,672640.2
1912 Silo Oaks Place, Middleburg, FL 32068Listed by MAGNOLIA REAL ESTATE COMPANYOct 2026$489,990$2053/22,38940.2
1872 Twin Peak Court, Middleburg, FL 32068Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$321,000$2223/21,44840.4
1850 Waterbury Lane, Fleming Island, FL 32003Listed by MILLER & COMPANY REAL ESTATESep 2026$690,600$2944/2.52,3451940.8
1700 Hollow Glen Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$325,000$1813/21,79711.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$215
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,067
Acres0.34 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep, Screen Enclosure
Is WaterfrontNo
Direction FacesSouth

School Information

ElementarySwimming Pen Creek
MiddleLakeside

Community Information

Address3034 Nautilus Road, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionDoctors Landing
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size14,810.4 sq ft
Parcel Number36042500831000119
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Additional Information

Date ListedJune 10, 2026
Days on Market26
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$2,506.65
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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