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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$505,000Sold4 bd · 3 ba · 2,672 sq ft

Sold·Closed Oct 26, 2026·64 days on market

3151 Nautilus Road

Middleburg, FL 32068

$505,000sold priceListed at $522,900 · 96.6% of asking$189/sqftMLS# 2157531
4
Beds
3
Baths
2,672
Sq Ft
1987
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $25/mo16,988 sqft lotSingle Family Residence2 stories

About this home

Middleburg

A backyard paradise in this meticulously maintained pool home in the serene Doctors Landing neighborhood. This home features a formal living and dining room with crown molding and wainscoting throughout, a kitchen that opens to a generous family room with french doors that lead to the backyard. There is a first floor guest bedroom with a full bath that would be ideal for an in-law. The second floor offers a large primary with a huge walk-in closet with custom shelving, an ensuite bathroom with a tub & separate shower. There are two other bedrooms, a third bathroom and a large bonus/game room. You will enjoy year round entertaining in the beautifully landscaped and private backyard. Updates include a new roof, hot water heater, vinyl plank flooring, pool liner & pump.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,753
Property taxesest. at asking price, Clay County$774
HOAbilled annually$25
Estimated total, before insurance$3,552/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,088/yr · $257/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,542 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,088/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Closed$522,900
  • Oct 26, 2026Pending$522,900
  • Sep 13, 2026Active Under Contract$522,900
  • Jul 29, 2026Listed$522,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3074 Nautilus Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$430,000$1994/32,16440.1
1912 Silo Oaks Place, Middleburg, FL 32068Listed by MAGNOLIA REAL ESTATE COMPANYOct 2026$489,990$2053/22,38940.2
3034 Nautilus Road, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$417,500$2024/22,067260.2
1928 Moorings Circle, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$610,000$1845/53,317880.4
1998 Lenox Court, Middleburg, FL 32068Listed by BEYCOME OF FLORIDA LLCSep 2026$353,900$1643/2.52,152430.6
1820 Waterbury Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYNov 2026$815,000$3014/2.52,70640.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$522,900
Price / Sq Ft$196
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,672
Acres0.39 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementarySwimming Pen Creek
MiddleLakeside

Community Information

Address3151 Nautilus Road, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionDoctors Landing
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size16,988.4 sq ft
Parcel Number36042500831000148

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot
FencingBack Yard, Vinyl, Wood
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 29, 2026
Days on Market64
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$3,087.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: PLANTANA REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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