Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 20
Sold

Sold·Closed Sep 18, 2026·179 days on market

4199 Pine Road Road

Orange Park, FL 32065

$520,000sold priceListed at $522,000 · 99.6% of asking$195/sqftMLS# 2125742
4
Beds
3.5
Baths
2,662
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA13,504 sqft lotSingle Family Residence2 storiesNew construction

About this home

Orange Park

TWO PRIMARY SUITES | NO HOA | FULLY STAGED & MOVE-IN READY Discover one of Orange Park's most unique new construction homes! This stunning 2026 residence offers TWO luxurious primary suites including a private upstairs retreat with its own balcony, creating the perfect setup for multi-generational living, guests, or ultimate privacy. Designed for both entertaining and everyday comfort, the open concept layout features a chef-inspired kitchen with quartz countertops, custom bar area, and designer finishes throughout. Spa style bathrooms and abundant natural light elevate every space. Enjoy the freedom of NO HOA on a spacious lot, plus fully integrated SMART HOME features including lighting, locks, and smart bulbs. Why wait months for new construction when this professionally staged, move-in ready home is available now? Conveniently located near top-rated schools, shopping, dining, and major highways. Schedule your private showing today !

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Clay County$797
Estimated total, before insurance$3,677/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $797
Insurance (est.): $347
Estimated Total Monthly
$4,024
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Wood — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$30,000$16,500▲ $15,000
2024$15,000$15,000—
2023$15,000$15,000—
2022$15,000$15,000—
2021$15,000$15,000—
2020$15,000$15,000—

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$522,000
  • Jul 26, 2026Pending$522,000
  • Jul 11, 2026Price change$522,000−$2,000
  • Apr 3, 2026Listed$524,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5479 Harden Avenue, Orange Park, FL 32065Listed by TOP SOURCE REALTY LLCJul 2026$255,000$1203/22,124470.8
1795 Hideaway Hill Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$440,000$1784/22,465831.1
2723 Dennis Drive, Orange Park, FL 32073Listed by CROSSVIEW REALTYAug 2026$402,000$1973/22,042591.2
3093 Nautilus Road, Middleburg, FL 32068Listed by BETROS REALTY INCJul 2026$514,900$2294/2.52,25241.2
2705 Navajo Road, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$360,000$1585/32,282511.4
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303401.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$522,000
Price / Sq Ft$196
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,662
Acres0.31 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorthwest

School Information

ElementaryMontclair
MiddleLakeside

Community Information

Address4199 Pine Road Road, Orange Park, FL 32065
Area138-Tanglewood
SubdivisionDoctors Lake Estates
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size13,503.6 sq ft
Parcel Number26042500880300000
ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
Green / EnergyLighting
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchPorch, Side Porch
RoofWood
ConstructionFrame, Stucco
Road SurfaceConcrete

Additional Information

Date ListedApril 3, 2026
Days on Market179
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AVALON GROUP USA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines