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Active Under Contract

$565,000Active Under Contract5 bd · 4 ba · 2,863 sq ft

Active Under Contract·119 days on market

514 Oakmont Drive

Orange Park, FL 32073

$565,000$197/sqftEst. $3,080/mo mortgageMLS# 2154944
5
Beds
4
Baths
2,863
Sq Ft
1999
Built
3
Garage
No
Pool
FEMA Zone XHOA $155/mo12,197 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to this beautifully updated custom ranch in the gated Orange Park Country Club! Tucked away on a quiet cul-de-sac, this 5-bedroom (Office/Bonus room is 5th), 4-bath home offers over-the-top space with two private ensuites, soaring ceilings, abundant natural light, and a desirable split-bedroom floor plan. The stunning remodeled gourmet kitchen (2023) is the heart of the home, featuring a massive island, custom white cabinetry, 2 double ovens, warming drawers, updated appliances, and an open flow into the spacious family room with a wood-burning fireplace--perfect for entertaining. The oversized primary suite offers a sitting area, electric fireplace, direct access to the screened lanai, a custom walk-in closet, and a luxurious spa-like bath. All new windows and 4'' shutters in 2024. New AC installed 2025. Country Club includes 2 restaurants, massive covered pickleball courts, a golf simulator, a driving range and disc golf.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,080
Property taxesest. at asking price, Clay County$866
HOAbilled semi-annually$155
Estimated total, before insurance$4,102/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,080
Principal & Interest: $3,080
Property taxes (est.): $866
Insurance (est.): $377
Estimated Total Monthly
$4,323
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 29, 2026Active Under Contract$565,000
  • Sep 11, 2026Active$565,000
  • Sep 4, 2026Active Under Contract$565,000
  • Jul 10, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
533 Golden Links Drive, Orange Park, FL 32073Listed by WATSON REALTY CORPAug 2026$360,000$1464/32,472360.2
587 Oakmont Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTSOct 2026$394,900$1744/32,270530.3
3158 Country Club Boulevard, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$550,000$1774/43,111620.3
486 Monterey Parkway, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$599,000$1795/4.53,3521750.3
656 Wyndham Court, Orange Park, FL 32073Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$612,500$2235/32,747340.5
838 Westminster Drive, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYOct 2026$505,000$2003/22,526640.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$197
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,863
Acres0.28 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryS. Bryan Jennings, reported on 2 other Country Club Of Op listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address514 Oakmont Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionCountry Club Of Op
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size12,196.8 sq ft
Parcel Number02042500881431507
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Wood Burning
# of Stories1
LevelsOne
SecurityGated with Guard, Security Gate

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio, Screened

Additional Information

Date ListedJuly 11, 2026
Days on Market119
HOA Fees$932.44 / Semi-Annually
HOA FrequencySemi-Annually
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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