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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·73 days on market

569 Glendale Lane

Orange Park, FL 32065

$424,888$139/sqftEst. $2,250/moMLS# 2154899
↓ $8,445 below original list
5
Beds
3
Baths
3,058
Sq Ft
2013
Built
2
Garage
No
Pool
FEMA Zone XHOA $29/moSingle Family Residence2 stories

About this home

Orange Park

Spacious 5 bed, 3 bath two-story home in Forest Hammock at Oakleaf Plantation -- one of the only neighborhoods in the area with no CDD fees! This approximately 3,050 sq ft residence features an updated kitchen with dark wood cabinetry, granite countertops, stainless steel appliances, and a decorative tile backsplash. Enjoy outdoor living on the covered paver patio with a built-in fire pit, overlooking a private wooded backyard. Forest Hammock offers a community pool, playgrounds, sports courts, and pavilion.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,250
Property taxesest. at asking price, Clay County$651
HOAbilled annually$29
Estimated total, before insurance$2,930/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$424,888
$84,978
Loan Term
Monthly Payment
$2,250
Principal & Interest: $2,250
Property taxes (est.): $651
Insurance (est.): $283
Estimated Total Monthly
$3,184
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 19, 2026Price change$424,888−$4,445
  • Aug 19, 2026Price change$429,333−$4,000
  • Jul 10, 2026Listed$433,333

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$424,888
Price / Sq Ft$139
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,058
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address569 Glendale Lane, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionForest Hammock
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number01042400552401311

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedJuly 10, 2026
Days on Market71
HOA Fees$347 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY · homesonlocke@pm.me

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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