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Active

Active·15 days on market

569 Glendale Lane

Orange Park, FL 32065

$433,333$142/sqftEst. $2,209/moMLS# 2154899

Beds

Baths

3,058

Sq Ft

2013

Built

Garage

Pool

About this home

Orange Park

Spacious 5 bed, 3 bath two-story home in Forest Hammock at Oakleaf Plantation -- one of the only neighborhoods in the area with no CDD fees! This approximately 3,050 sq ft residence features an updated kitchen with dark wood cabinetry, granite countertops, stainless steel appliances, and a decorative tile backsplash. Enjoy outdoor living on the covered paver patio with a built-in fire pit, overlooking a private wooded backyard. Forest Hammock offers a community pool, playgrounds, sports courts, and pavilion.

Cost to own

Mortgage calculator

Home Price

$433,333

Down Payment: 20%

$86,667

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,209

Principal & Interest: $2,209

Property taxes (est.): $664

Insurance (est.): $289

Estimated Total Monthly

$3,162

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,209

Property taxesest. at asking price, Clay County$664

HOAbilled annually$29

Estimated total, before insurance$2,902/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History