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Active

Active·14 days on market

4518 Plantation Oaks Boulevard

Orange Park, FL 32065

$500,000$174/sqftEst. $2,549/moMLS# 2154975

Beds

Baths

2,868

Sq Ft

2014

Built

Garage

Pool

About this home

Orange Park

Welcome to Forest Hammock in the highly sought-after OakLeaf Plantation community! This beautifully maintained home offers the perfect blend of space, comfort, and lifestyle. Inside, you'll find a spacious and functional floor plan designed for everyday living and entertaining, featuring generous living areas, a well-appointed kitchen, and room for everyone to spread out. Step outside and enjoy a fully fenced backyard with plenty of space for pets, play, or relaxing evenings. Living in OakLeaf means enjoying resort-style amenities including pools, fitness centers, parks, playgrounds, sports courts, and scenic walking trails, all just minutes from shopping, dining, and the First Coast Expressway. Whether you're relocating, upsizing, or simply looking for an exceptional place to call home, this property offers the lifestyle today's buyers are searching for.

Cost to own

Mortgage calculator

Home Price

$500,000

Down Payment: 20%

$100,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,549

Principal & Interest: $2,549

Property taxes (est.): $766

Insurance (est.): $333

Estimated Total Monthly

$3,649

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,549

Property taxesest. at asking price, Clay County$766

HOAbilled annually$48

Estimated total, before insurance$3,364/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,830/yr · $569/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,830/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 11, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000

Price / Sq Ft$174

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,868

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPlantation Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address4518 Plantation Oaks Boulevard, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionForest Hammock

CityOrange Park

CountyClay

StateFL

Zip Code32065

Parcel Number01042400552401193

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo