Sold·Closed Jul 29, 2026·42 days on market
4086 Watervale Way
Orange Park, FL 32065
About this home
Orange Park
WOW! Come see this spacious & well maintained home which offers the perfect blend of modern comfort and functional design. Boasting an open floor plan that's ideal for entertaining, the interior features an open kitchen equipped with granite counters & stainless-steel appliances. A versatile downstairs office includes a closet, providing the flexibility to serve as a 5th bedroom. The upper level houses the primary bedroom & bath as well as 3 other bedrooms & 2 full baths. One of the bedrooms has its own private bath with the 3rd bath being in the hall. There is a half bath on the 1st level. The dishwasher & microwave were recently replaced. HVAC dampers allow for zone temperature control & improved energy efficiency. Outdoor living is a highlight of this property. Situated on a quiet cul-de-sac, the home features a screened porch that overlooks a beautiful pond view, offering a peaceful retreat for morning coffee or evening relaxation. ASK ME ABOUT THE 2.75% ASSUMABLE VA LOAN!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,623 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $341,198 | $290,476 | — |
| 2024 | $340,593 | $227,670 | — |
| 2023 | $340,111 | $145,667 | — |
| 2022 | $315,382 | $106,153 | — |
| 2021 | $251,710 | $251,710 | — |
| 2020 | $235,608 | $0 | — |
2025 property taxes (current owner): $4,950/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 29, 2026Closed$385,000
- May 14, 2026Listed$385,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 574 Glendale Lane, Orange Park, FL 32065Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $360,000 | $159 | 4/2.5 | 2,260 | 90 | 0.1 |
| 444 Forest Meadow Lane, Orange Park, FL 32065Listed by ENTERA REALTY LLC | Aug 2026 | $333,600 | $159 | 5/2.5 | 2,097 | 112 | 0.2 |
| 4143 Grayfield Lane, Orange Park, FL 32065Listed by WATSON REALTY CORP | Sep 2026 | $315,000 | $189 | 3/2 | 1,666 | 56 | 0.3 |
| 4690 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $420,000 | $139 | 4/3.5 | 3,030 | 55 | 0.3 |
| 664 Drysdale Drive, Orange Park, FL 32065Listed by COMMUNITY REALTY ASSOCIATES | Aug 2026 | $409,500 | $141 | 5/3 | 2,895 | 30 | 0.3 |
| 406 Hepburn Road, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLC | Aug 2026 | $359,900 | $198 | 3/2 | 1,818 | 44 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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