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Active

Active·4 days on market

4777 Plantation Oaks Boulevard

Orange Park, FL 32065

$429,990$125/sqftEst. $2,277/moMLS# 2147008
5
Beds
3.5
Baths
3,444
Sq Ft
2013
Built
3
Garage
No
Pool
FEMA Zone XHOA $48/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Orange Park

Unlock massive potential in this 3,444 sq ft home in the desirable Forest Hammock community. Featuring the expansive Captiva II floor plan, this property is a blank canvas awaiting your personal touch. It needs work and is priced accordingly-ideal for a visionary investor or a growing family that needs the space and has the flexibility to invest in the repairs. The open layout includes a grand kitchen with a California bar top, a split-bedroom floor plan for privacy, and a large primary suite. Sweat equity will easily transform this into a dream home. Enjoy top-tier amenities: a resort pool, tennis courts, parks, and walking trails. Located in Clay County with top-rated schools, near shopping and the First Coast Expressway. Sold AS-IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,277
Property taxesest. at asking price, Clay County$659
HOAbilled annually$48
Estimated total, before insurance$2,984/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,993/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$429,990
$85,998
Loan Term
Monthly Payment
$2,277
Principal & Interest: $2,277
Property taxes (est.): $659
Insurance (est.): $287
Estimated Total Monthly
$3,223
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$476,744$293,279
2024$475,719$284,166
2023$474,818$274,288
2022$445,095$269,198
2021$350,405$259,887
2020$326,421$255,602

2025 property taxes (current owner): $4,993/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Active$429,990
  • Jul 7, 2026Withdrawn$429,990
  • May 25, 2026Listed$429,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,990
Price / Sq Ft$125
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,444
Acres0.19 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionFixer
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address4777 Plantation Oaks Boulevard, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionForest Hammock
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size8,276.4 sq ft
Parcel Number01042400552401278

Amenities

AmenitiesPool, Other, Barbecue, Children's Pool, Clubhouse, Playground, Tennis Court(s)
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingMulti Units
FlooringWood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2026
Days on Market16
HOA Fees$576 / Annually
HOA FrequencyAnnually
Tax Amount$4,992.52
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY · omarrivera.re@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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