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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$479,0004 bd · 2 ba · 1,809 sq ft

Active·123 days on market

18 Flamingo Drive

Palm Coast, FL 32137

$479,000$265/sqftEst. $2,612/mo mortgageMLS# 2154823
4
Beds
2
Baths
1,809
Sq Ft
2027
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA13,939 sqft lotWaterfrontSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Pool Included! Build your dream home on an oversized freshwater canal lot in the heart of Palm Coast! This to-be-built brand-new 4-bedroom, 2-bath home features an open floor plan with soaring vaulted ceilings, creating a bright, spacious living area perfect for everyday living and entertaining. A 12' x 24' in-ground pool and vinyl privacy fence are included in the purchase price, providing the ideal Florida backyard with peaceful canal views. Estimated build time is approximately 6 months from contract. Buyers still have time to personalize the home with available design selections and upgrades (additional costs may apply). Conveniently located near shopping, dining, parks, golf, top-rated schools, Flagler Beach, and I-95. Some photos are of previously built homes and/or are virtually enhanced or virtually staged and may depict optional features or upgrades. Start building your Florida lifestyle today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,612
Estimated total, before insurance$2,612/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$764/yr · $64/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$479,000
$95,800
Loan Term
Monthly Payment
$2,612
Principal & Interest: $2,612
Insurance (est.): $319
Estimated Total Monthly
$2,931
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $764/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 10, 2026Listed$479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
34 Felter Lane, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONOct 2026$260,000$1653/21,5781370.2
8 Fernwood Lane, Palm Coast, FL 32137Listed by EXP REALTY LLCJul 2026$330,000$1713/21,929760.3
1 Farrington Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTJul 2026$255,000$1932/21,3181340.3
21 Filbert Lane, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERYAug 2026$268,000$2032/21,322730.4
14 Fort Caroline Lane, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONOct 2026$410,000$1993/22,05680.5
14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEAug 2026$400,000$2443/21,64130.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$479,000
Price / Sq Ft$265
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,809
Total Structure Area2,404 sq ft
Acres0.32 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontYes
New ConstructionYes
Direction FacesNorthwest

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address18 Flamingo Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Harbor
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size13,939.2 sq ft
Parcel Number0711317001001600390
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewWater
Waterfront TypeCanal Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio
FencingBack Yard, Vinyl
RoofShingle
ConstructionBlock, Stucco
Road SurfacePaved

Additional Information

Date ListedJuly 10, 2026
Days on Market123
Tax Amount$763.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ATLANTIC COASTAL REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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