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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 27, 2026·134 days on market

1 Farrington Lane

Palm Coast, FL 32137

$255,000sold priceListed at $254,995 · 100% of asking$193/sqftMLS# 2130334
2
Beds
2
Baths
1,318
Sq Ft
1975
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Appraisal reimbursed at Closing when using Preferred Lender! This well-maintained 2 bedroom, 2 bathroom concrete block home offers over 1300 square feet of comfortable living space, ideal for roommates, first-time homebuyers, or those seeking a manageable residence. Its prime location provides easy access to restaurants, beaches & I-95. A new roof was installed in 2023. The spacious living area flows seamlessly into a large Florida room, easily adaptable as a home office, exercise area, or guest space. The thoughtfully designed floor-plan separates the living areas from the private bedrooms & bathrooms. The master suite includes a generous walk-in closet and convenient Florida room access to the backyard. A second bedroom offers ample space with private bathroom access. The backyard is well-sized, offering privacy & a garage with side yard access provides additional storage. NO HOA & NO CDD fees provide the freedom to personalize this move-in ready home. Come check it out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Estimated total, before insurance$1,412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Insurance (est.): $170
Estimated Total Monthly
$1,582
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,630/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$254,995
  • Feb 16, 2026Listed$254,995

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3 Flamingo Drive, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEOct 2025$245,000$2252/21,0901360.4
61 Flamingo Drive, Palm Coast, FL 32137Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$313,400$1954/21,6071540.5
21 Filbert Lane, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERYAug 2026$268,000$2032/21,322730.7
14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEAug 2026$400,000$2443/21,64131.1
25 Folcroft Lane, Palm Coast, FL 32137Listed by SUNCOAST PROPERTY MANAGEMENT LLCSep 2025$324,000$2024/21,607851.1
52 Pershing Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLCSep 2026$337,500$2173/21,5554281.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$254,995
Price / Sq Ft$193
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,318
Acres0.24 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address1 Farrington Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,454.4 sq ft
Parcel Number0711317001000600260

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryIn Garage

Exterior

RoofShingle
ConstructionStucco
Road FrontageCounty Road

Additional Information

Date ListedFebruary 16, 2026
Days on Market134
Tax Amount$2,629.55
Tax Year2023
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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