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Active Under Contract

Active Under Contract·142 days on market

1 Farrington Lane

Palm Coast, FL 32137

$254,995$193/sqftEst. $1,357/moMLS# 2130334

Beds

Baths

1,318

Sq Ft

1975

Built

Garage

Pool

About this home

Palm Coast

Appraisal reimbursed at Closing when using Preferred Lender! This well-maintained 2 bedroom, 2 bathroom concrete block home offers over 1300 square feet of comfortable living space, ideal for roommates, first-time homebuyers, or those seeking a manageable residence. Its prime location provides easy access to restaurants, beaches & I-95. A new roof was installed in 2023. The spacious living area flows seamlessly into a large Florida room, easily adaptable as a home office, exercise area, or guest space. The thoughtfully designed floor-plan separates the living areas from the private bedrooms & bathrooms. The master suite includes a generous walk-in closet and convenient Florida room access to the backyard. A second bedroom offers ample space with private bathroom access. The backyard is well-sized, offering privacy & a garage with side yard access provides additional storage. NO HOA & NO CDD fees provide the freedom to personalize this move-in ready home. Come check it out!

Cost to own

Mortgage calculator

Home Price

$254,995

Down Payment: 20%

$50,999

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,357

Principal & Interest: $1,357

Est. Taxes & Insurance: $339

Estimated Total Monthly

$1,696

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,357

Estimated total, before insurance$1,357/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,630/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History