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Active

Active·52 days on market

3551 Bradley Creek Parkway

Green Cove Springs, FL 32043

$375,000$206/sqftEst. $1,928/moMLS# 2154715
4
Beds
2
Baths
1,816
Sq Ft
2019
Built
3
Garage
No
Pool

About this home

Green Cove Springs

Fully insulated 3-car garage with its own 2-ton mini-split A/C and heat--4 bedrooms, 2 bathrooms, great location. But this home checks the boxes you haven't even thought about yet. Fresh paint, new carpet, updated LED lighting, LVP flooring, and a spacious kitchen with an oversized island, abundant cabinetry, and a walk-in pantry. Enjoy the screened lanai featuring a durable polyuria-coated floor overlooking the fully fenced backyard. The polyuria-coated front porch and garage. Need more storage? The upgraded attic with pull-down stairs and a fully floored plywood deck provides generous, easily accessible storage. End each day in the luxurious Safe Step walk-in tub/shower with hydrotherapy jets, heated seat, rain shower, and hybrid shower package. Rolling Hills offers a resort-style pool, clubhouse, and more!

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,928
Principal & Interest: $1,928
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,753
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,928
Property taxesest. at asking price, Clay County$575
HOAbilled annually$9
Estimated total, before insurance$2,512/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,540/yr · $462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$311,662$153,085
2023$303,964$146,879
2022$268,553$145,354

2025 property taxes (current owner): $5,540/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 14, 2026Price change$375,000$10,000
  • Jul 9, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$206
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,816
Total Structure Area1,816 sq ft
Acres0.17 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3551 Bradley Creek Parkway, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRolling Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size7,405.2 sq ft
Parcel Number27052501010901632

Amenities

AmenitiesPool, Barbecue, Cable TV, Clubhouse, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC, Insulation, Roof, Thermostat, Water Heater, Windows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Smart Home, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
FencingFull, Privacy, Vinyl
RoofShingle
ConstructionComposition Siding, Stone
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market37
HOA Fees$110 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$5,539.98
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DALTON WADE INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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