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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·39 days on market·Recent sales in Jacksonville

8500 Julia Marie Circle

Jacksonville, FL 32210

$230,000sold priceListed at $230,000 · 100% of asking$161/sqftMLS# 2154243
3
Beds
2
Baths
1,433
Sq Ft
2016
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo6,534 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Luxurious upgrades + low maintenance + a water view!! You will be blown away by the custom touches...stone accent wall, tile throughout ENTIRE home, tiled kitchen island, crown molding, wainscotting accents, beautiful chandeliers and custom blinds. BRAND NEW ROOF July 2025! The whole home has a staycation vibe - especially the tile work in the master bath. Some furniture is for sale and negotiable. Low HOA fees! Call me today for a tour! **Home is attached - similar to a duplex but only in the back and there is a fence separating the homes**

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
HOAbilled annually$13
Estimated total, before insurance$1,662/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,011/yr · $334/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$206,385$184,387▲ $7,107
2023$207,753$167,625—
2022$192,344$152,387▲ $19,650
2021$143,829$138,534—
2020$125,940$125,940—

2025 property taxes (current owner): $4,011/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 11, 2026Closed$230,000
  • Aug 30, 2026Pending$230,000
  • Aug 13, 2026Active Under Contract$230,000
  • Aug 3, 2026Price change$230,000−$5,000
  • Jul 23, 2026Price change$235,000−$4,000
  • Jul 7, 2026Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8441 Vining Street, Jacksonville, FL 32210Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$250,020$2073/21,20900.6
3653 Bramble Road, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$180,000$1203/21,50400.7
8427 McGlothlin Street, Jacksonville, FL 32210Listed by 1 REALTY CORPSep 2026$116,500$962/21,216730.8
8133 Mc Glothlin Street, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$300,000$1903/21,5831290.9
5462 Village Pond Court, Jacksonville, FL 32210Listed by JWB REALTY LLCOct 2026$248,000$1484/21,6801461.3
7705 Highchair Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORPSep 2026$165,000$1083/2.51,53291.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$161
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,433
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryGregory Drive
HighEdward White

Community Information

Address8500 Julia Marie Circle, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionSpringtree Village
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,534 sq ft
Parcel Number0127235270
ZoningPUD

Amenities

AmenitiesPark, Playground
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchFront Porch, Rear Porch
RoofShingle

Additional Information

Date ListedJuly 7, 2026
Days on Market39
HOA Fees$155 / Annually
HOA FrequencyAnnually
Tax Amount$4,010.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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