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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·141 days on market

8638 Julia Marie Circle

Jacksonville, FL 32210

$225,000$151/sqftEst. $1,201/moMLS# 2143998
3
Beds
2
Baths
1,488
Sq Ft
2007
Built
1
Garage
No
Pool
HOA $13/moSingle Family Residence1 story

About this home

Jacksonville

Lovely 3BR/2BA home with lots of charm. Desirable features of this one story beauty include an open floor plan that flows to a spacious kitchen with laminate counter tops and abundant cabinet space. nice spacious pantry. Living/dining area is bright and fully carpeted. Huge master suite has large walk-in closet, garden tub, separate shower and double vanities. Wall to wall carpet can be found throughout. Home has brand NEW ROOF! Newer A/C unit within past 5 years. A great home for you to enjoy for years to Come.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,201
Property taxesest. at asking price, Duval County$367
HOAbilled annually$13
Estimated total, before insurance$1,581/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,201
Principal & Interest: $1,201
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,719
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$201,983$191,958—
2024$196,273$174,508▲ $6,662
2023$197,273$158,644—
2022$182,075$144,222▲ $19,194
2021$136,025$131,111—
2020$119,192$119,192—

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$225,000
Price / Sq Ft$151
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,488
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address8638 Julia Marie Circle, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionSpringtree Village
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Dimensions5227 sq ft.
Parcel Number012723-5065
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage

Additional Information

Date ListedMay 7, 2026
Days on Market5
HOA Fees$155 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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