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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·50 days on market

8601 Julia Marie Circle

Jacksonville, FL 32210

$215,000$143/sqftEst. $1,148/moMLS# 2158981
3
Beds
2
Baths
1,504
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $13/mo10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville

SHORT SALE- PRICED TO SELL! Don't miss this opportunity to own a spacious 3-bedroom, 2-bath, single-story home with over 1,500 square feet of living space. This home offers a large open-concept living and entertainment area, creating the perfect space for gatherings, relaxing, and everyday living. Step outside and enjoy the extra-large backyard and Florida room, offering plenty of room for outdoor entertaining, play, pets, gardening, or creating your own backyard oasis. Major improvements have already been completed, including a newer roof, new windows, and a new water softener system, adding tremendous value and giving the next owner a great foundation to make this home their own. This property is being offered as a short sale and is PRICED TO SELL! Whether you're a first-time homebuyer, investor, or looking for a home with plenty of indoor and outdoor space, this property offers incredible potential. Short sale is subject to lender approval. Property is sold AS-IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,148
Property taxesest. at asking price, Duval County$351
HOAbilled annually$13
Estimated total, before insurance$1,512/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,001/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,148
Principal & Interest: $1,148
Property taxes (est.): $351
Insurance (est.): $143
Estimated Total Monthly
$1,642
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,001/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Active Under Contract$215,000
  • Aug 6, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$215,000
Price / Sq Ft$143
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,504
Acres0.24 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address8601 Julia Marie Circle, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionSpringtree Village
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size10,454.4 sq ft
Parcel Number0127234650

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator, Water Softener Rented
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 6, 2026
Days on Market42
HOA Fees$155 / Annually
HOA FrequencyAnnually
Tax Amount$4,001.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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