$350,0003 bd · 2 ba · 1,431 sq ft
Active·32 days on market
54392 Sherwood Road
Callahan, FL 32011
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Callahan
Escape the hustle without sacrificing convenience! Situated on 1.13 acres in Callahan, this 3-bedroom, 2-bath home offers peaceful country living just a short drive from shopping, dining, and Jacksonville. Featuring 1,431 sq. ft., fresh interior paint, spacious living areas, and a kitchen with ample cabinetry. Updates include a 2022 roof, 2023 water heater, 2025 septic and dosing tank installation, water filtration system, and 2015 HVAC. Outside, enjoy mature trees, an attached garage, and a 24' x 30' RV cover with 220-volt hookup for your RV, boat, or storage. Offered AS-IS at $350,000, this property offers space, privacy, and potential to make it your own. Short sale subject to lender approval; additional time may be required. Some photographs have been virtually staged to illustrate the home's potential.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1.1-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 19 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 2 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 4 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 2 mi · Thomas Creek
Closest grocery store
Winn-Dixieabout 5 mi · 450078 Sr 200, Callahan
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $350,000 in January 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $282,040 | $282,040 | — |
| 2023 | $183,015 | $48,028 | — |
| 2022 | $155,090 | $45,173 | — |
| 2021 | $128,169 | $42,401 | — |
| 2020 | $113,052 | $41,125 | — |
2025 property taxes (current owner): $3,945/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Oct 8, 2026Price change$350,000−$40,000
- Oct 5, 2026Withdrawn$390,000
- Aug 3, 2026Price change$390,000−$10,000
- Jul 7, 2026Listed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $245/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 54052 Dornbush Road, Callahan, FL 32011Listed by INTEGRITY KEY REALTY LLC | Jun 2026 | $158,000 | $96 | 3/2 | 1,647 | 70 | 0.1 |
| 54123 Lisa Drive, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERY | May 2026 | $380,000 | $257 | 3/2 | 1,481 | 1 | 0.2 |
| 54002 Trooper Court, Callahan, FL 32011Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | May 2026 | $155,000 | $147 | 2/2 | 1,056 | 16 | 0.3 |
| 54352 Bea Road, Callahan, FL 32011Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $250,000 | $149 | 3/2 | 1,680 | 75 | 0.4 |
| 54230 Heller Road, Callahan, FL 32011Listed by EXP REALTY LLC | Sep 2026 | $375,000 | $214 | 3/2.5 | 1,750 | 332 | 0.4 |
| 54376 Lisa Drive, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $379,000 | $263 | 3/2 | 1,440 | 2 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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