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Active

Active·6 days on market

163 Springwood Drive

Palm Coast, FL 32137

$420,400$186/sqftEst. $2,238/moMLS# 2153490

Beds

Baths

2,256

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

Introducing The Belfort by D.R. Horton, a beautifully designed two-story home that perfectly blends spacious living with modern comfort. Offering 2,256 square feet of thoughtfully planned space, this impressive floor plan features 4 bedrooms, 2.5 bathrooms, and a 2-car garage making it an exceptional choice for growing families, professionals, or anyone seeking a stylish and functional home. The main level is designed with everyday living and entertaining in mind, featuring an open-concept layout that seamlessly connects the kitchen, dining area, and living room. This cohesive flow creates the perfect environment for hosting gatherings, enjoying family time, or simply relaxing at the end of the day. Large windows throughout the living area allow natural light to pour in, creating a warm and welcoming atmosphere. The main bedroom is a private retreat downstairs. The bathroom has dual sinks with quarts counter tops, walk in shower and garden tub and large walk-in closet.

Cost to own

Mortgage calculator

Home Price

$420,400

Down Payment: 20%

$84,080

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,238

Principal & Interest: $2,238

Est. Taxes & Insurance: $559

Estimated Total Monthly

$2,797

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,238

HOAbilled annually$21

Estimated total, before insurance$2,258/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 2, 2026Listed$420,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$420,400

Price / Sq Ft$186

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,256

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSouth

School Information

ElementaryBelle Terre

MiddleIndian Trails

HighMatanzas

Community Information

Address163 Springwood Drive, Palm Coast, FL 32137

Area602-Flagler County-NW

SubdivisionSawmill Branch

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Parcel Number2110305416000003780

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)