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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 29, 2026·13 days on market

160 Springwood Drive

Palm Coast, FL 32137

$477,150sold priceListed at $477,150 · 100% of asking$175/sqftMLS# 2154506
4
Beds
3
Baths
2,727
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $21/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Palm Coast

Welcome to Sawmill Branch, your premier destination for new construction homes in Palm Coast, Florida. D.R. Horton proudly presents our unique lineup of homes in this desirable Flagler County community, offering the perfect blend of location, value, and modern design. Conveniently located just minutes from shopping, dining, and top-rated Flagler County schools, Sawmill Branch also provides easy access to US-1, I-95 and the beautiful Flagler beaches, keeping you close to everything you need. Sawmill Branch features a resort-style amenity center designed to enhance your lifestyle. Amenities include a community pool, clubhouse, fitness center, dog park, and splash pad, perfect for relaxing, entertaining, and enjoying the Florida sunshine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,643
HOAbilled annually$21
Estimated total, before insurance$2,664/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$477,150
$95,430
Loan Term
Monthly Payment
$2,643
Principal & Interest: $2,643
Insurance (est.): $318
Estimated Total Monthly
$2,961
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 30, 2026Closed$477,150
  • Jul 27, 2026Price change$477,150+$6,250
  • Jul 9, 2026Listed$470,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
158 Springwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$421,900$2174/31,941380
29 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$375,000$1894/31,9871030.2
8 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$374,850$1855/32,030140.3
5 Oakleaf Court, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$368,295$1854/31,987120.3
9 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$404,445$1625/32,499380.3
4 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$366,497$1815/32,030890.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$477,150
Price / Sq Ft$175
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,727
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesSouth

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address160 Springwood Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number2110305416000004430

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 9, 2026
Days on Market13
HOA Fees$249 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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