Active·40 days on market
29 Sawdust Lane
Palm Coast, FL 32137
About this home
Palm Coast
The Madison floor plan offers 1,987 square feet of beautifully designed living space with 4 bedrooms, 3 bathrooms, and a 3-car garage which is ideal for families who want space, comfort, and versatility. This thoughtfully crafted layout features a spacious open-concept design where the kitchen, dining niche, and large gathering room all flow together seamlessly in one expansive living area. The covered patio is perfect for outdoor entertaining. The bonus is the 3-car garage that gives enough space for 3 cars and all the toys a family can want. The kitchen is the true heart of the home, showcasing a large center island ideal for hosting, casual meals, or gathering with friends and family. With generous counter space for meal prep and entertaining, you'll have room for everything you need while staying connected to the main living areas. The private owner's suite is a relaxing retreat featuring a spacious walk-in closet, dual sinks, and a convenient linen closet.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 29, 2026Listed$396,490
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: D R HORTON REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines