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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 29, 2026·8 days on market·Recent sales in Jacksonville

830 W Palm Avenue

Jacksonville, FL 32254

$135,000sold priceListed at $139,900 · 96.5% of asking$105/sqftMLS# 2162418
2
Beds
1
Baths
1,282
Sq Ft
1939
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA14,375 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Bring your personal touches and unlock the incredible potential of this adorable cottage! Situated on a spacious, approx 1/3 acre private lot, this property offers plenty of room to stretch out while serving as the perfect canvas for your personal touches & updates. Brand new concrete driveway with new solar electronic drive gate, with remote control access (currently disconnected for convenient showings; will be reconnected prior to closing). HVAC was replaced approx 3 years ago. The roof, water heater, electrical system, and plumbing are all approx 10 years old. Updated lighting fixtures & ceiling fans installed last year. Includes an above ground pool, storage shed & Ring security system (excluding doorbell cameras) This property is being sold AS-IS with no repairs to be made by the seller. It's a fantastic opportunity for buyers, investors or DIY enthusiasts looking to add quick sweat equity to a home with strong fundamental updates already in place.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$748
Property taxesest. at asking price, Duval County$220
Estimated total, before insurance$968/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$979/yr · $82/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$135,000
$27,000
Loan Term
Monthly Payment
$748
Principal & Interest: $748
Property taxes (est.): $220
Insurance (est.): $90
Estimated Total Monthly
$1,058
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $979/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$139,900
  • Sep 5, 2026Active Under Contract$139,900
  • Aug 28, 2026Listed$139,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $109/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
833 & 0 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYOct 2026$70,000$582/11,200140
3524 Andrews Street, Jacksonville, FL 32254Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$190,017$1553/21,22200.1
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.3
3154 2nd St Circle, Jacksonville, FL 32254Listed by REAL BROKER LLCSep 2026$220,000$1823/21,20900.7
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17331.2
5540 Tyler Avenue, Jacksonville, FL 32254Listed by EXIT INSPIRED REAL ESTATESep 2026$180,000$1133/21,599671.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$139,900
Price / Sq Ft$109
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,282
Acres0.33 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

Community Information

Address830 W Palm Avenue, Jacksonville, FL 32254
Area074-Paxon
SubdivisionHarveys Addition
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size14,374.8 sq ft
Lot Dimensions66 x 217
Parcel Number0584020010
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Front Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionWood Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market8
Tax Amount$978.88
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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