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Active

Active·11 days on market

3842 Heatherbrook Place

Middleburg, FL 32068

$600,000$199/sqftEst. $3,193/moMLS# 2152410

Beds

Baths

3,008

Sq Ft

2022

Built

Middleburg

About this home

You're home at this beautifully upgraded 4-bedroom, 3.5-bath home WITH ATTACHED ADU (Accessory Dwelling Unit) offering 3,008 square feet of thoughtfully designed living space in the sought-after Greyhawk community of Oakleaf. Nestled on a private cul-de-sac lot with preserve views behind and no immediate neighbor to one side, this home offers the perfect blend of privacy, comfort, and style. You'll love the bright, airy open floor plan, highlighted by a wide foyer, soothing coastal-inspired colors, soaring ceilings, and gorgeous porcelain wood-look flooring throughout the main living areas. The gourmet kitchen features a large island, gas cooktop, stainless steel appliances, upgraded lighting, and designer backsplash--ideal for everyday living and entertaining. A standout feature is the attached ADU (complete with its own private entrance, living area, kitchenette, bedroom, bathroom, laundry, and garage access--perfect for multigenerational living, visiting family, or guests. (more....

Cost to own

Mortgage calculator

Home Price

$600,000

Down Payment: 20%

$120,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,193

Principal & Interest: $3,193

Est. Taxes & Insurance: $798

Estimated Total Monthly

$3,992

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193

Property taxesest. at asking price, Clay County$924

HOAbilled annually$10

Estimated total, before insurance$4,127/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$449,530	$398,808	—

2025 property taxes (current owner): $10,088/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 28, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$600,000

Price / Sq Ft$199

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,008

Total Structure Area3,853 sq ft

Acres0.25 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Ranch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryDiscovery Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address3842 Heatherbrook Place, Middleburg, FL 32068

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionGreyhawk

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size10,890 sq ft

Parcel Number18042500795305784

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)