Active·2 days on market
1810 Amberly Drive
Middleburg, FL 32068
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Pond views, a 3-car garage, and an unbeatable Oakleaf location make this one stand out! This exceptionally kept, one owner home in GreyHawk offers 4 bedrooms, 3 full baths, and a spacious open layout designed for everyday living. The kitchen features a center island and opens to the dining nook and great room, with large windows overlooking the pond and a screened patio that makes the backyard easy to enjoy. Custom window treatments have been added to the back door, providing a polished finishing touch. The private owner's suite offers a bathroom with dual sinks, separate shower, and soaking tub. A fully fenced backyard adds privacy and room to relax. The location is hard to beat, with quick access to the new SR 23 toll road and I 295, plus Oakleaf shopping, dining, and everyday conveniences nearby. GreyHawk offers a pool, clubhouse, fitness center, tennis courts, and pickleball courts. A home w/ a 3-car garage at this price point is a rare find in Greyhawk!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,225/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Active$385,000
- Sep 26, 2026Listed$385,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 547 Tynes Boulevard, Middleburg, FL 32068Listed by EAGLES WORLD REALTY, INC | Sep 2026 | $325,000 | $190 | 3/2.5 | 1,715 | 101 | 0 |
| 618 Briar View Drive, Orange Park, FL 32065Listed by WATSON REALTY CORP | Aug 2026 | $325,000 | $175 | 3/2 | 1,852 | 37 | 0.4 |
| 4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLC | Oct 2026 | $375,300 | $151 | 4/3 | 2,492 | 93 | 1 |
| 584 Chestwood Chase Drive, Orange Park, FL 32065Listed by SOMEDAY HOMES REALTY, LLC. | Sep 2026 | $415,000 | $156 | 4/2.5 | 2,660 | 0 | 1 |
| 656 Chestwood Chase Drive, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Aug 2026 | $364,900 | $154 | 4/3 | 2,377 | 102 | 1 |
| 3971 White Pelican Way, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLC | Sep 2026 | $330,000 | $181 | 4/2 | 1,822 | 94 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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