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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Sold

$480,000Sold4 bd · 3.5 ba · 2,527 sq ft

Sold·Closed Nov 2, 2026·5 days on market

2239 Club Lake Drive

Orange Park, FL 32065

$480,000sold priceListed at $495,900 · 96.8% of asking$190/sqftMLS# 2162908
4
Beds
3.5
Baths
2,527
Sq Ft
2015
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

About this home

Orange Park

Taking Back- Up offers!! Not only is there a pond to golf to preserve view, but you can see the entire length of the fairway, from green to tee of hole number 4 creating an endless view. Open floor plan maximizes exposure to natural light & 3 sun tubes in kitchen area contribute to energy efficiency with little need for switching on the lights during the day. Gourmet kitchen includes gas stove, which will appeal to the family chef, oversized island with bar seating and cabinets galore w/ pull out drawers. Instant hot water heater means you can jump right in to your hot shower without the wait time. Enjoy Florida living with the extended screened patio which can be used for year-round enjoyment, & with a view like this, you will want to spend most of your time there - sipping coffee, unwinding at the end.A/C was replaced in 2025, 50 amp car charger in garage stays,Basketball Court; Children's Pool; Clubhouse; Community Pool; Golf Course; Jogging Path; Playground; Tennis Court(s)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,617
Property taxesest. at asking price, Clay County$736
HOAbilled annually$5
Estimated total, before insurance$3,358/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,799/yr · $817/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,799/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 3, 2026Closed$495,900
  • Oct 26, 2026Pending$495,900
  • Oct 8, 2026Active Under Contract$495,900
  • Oct 7, 2026Active$495,900
  • Oct 4, 2026Withdrawn$495,900
  • Sep 30, 2026Active$495,900
  • Aug 31, 2026Listed$495,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4464 Quail Hollow Road, Orange Park, FL 32065Listed by WATSON REALTY CORPOct 2026$506,000$1904/32,664810.2
4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLCOct 2026$375,300$1514/32,492930.2
3971 White Pelican Way, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLCSep 2026$330,000$1814/21,822940.6
1322 Warbler Way, Middleburg, FL 32068Listed by SHOE REALTY INCAug 2026$515,000$1844/3.52,806320.6
1477 Autumn Pines Drive, Orange Park, FL 32065Listed by REAL BROKER LLCAug 2026$385,000$1743/32,2131670.7
3977 Pondside Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$450,000$1704/32,654620.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,900
Price / Sq Ft$196
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,527
Total Structure Area3,550 sq ft
Acres0.24 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryDiscovery Oaks
MiddleOakleaf Jr High

Community Information

Address2239 Club Lake Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size10,454.4 sq ft
Parcel Number13042400554200833
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingCovered, Garage, Garage Door Opener
ViewGolf Course, Lake, Protected Preserve
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric, Split System
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stone, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 7, 2026
Days on Market5
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$9,798.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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