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Active

Active·114 days on market

3737 Eagle Rock Road

Orange Park, FL 32068

$400,000$166/sqftEst. $2,039/moMLS# 2138058

Beds

Baths

2,407

Sq Ft

2021

Built

Garage

Pool

About this home

Orange Park

Welcome to Eagle Landing, where resort-style living meets everyday comfort. This beautifully maintained 2021 Drees built home offers 3 bedrooms, 2 bathrooms, plus a versatile flex space and dedicated office, providing the perfect layout for both work and relaxation. The home features thoughtful upgrades including a propane gas connection, along with a water filtration system for added efficiency and peace of mind. Pride of ownership shines throughout, with every detail carefully maintained. Enjoy access to Eagle Landing's incredible amenities, including pools, fitness center, golf, tennis courts, and more. Conveniently located near top-rated schools, shopping, and dining, this home offers the perfect blend of lifestyle and location. Don't miss your opportunity to own a move-in ready home at one of the most attractive price points in the neighborhood.

Cost to own

Mortgage calculator

Home Price

$400,000

Down Payment: 20%

$80,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,039

Principal & Interest: $2,039

Property taxes (est.): $613

Insurance (est.): $267

Estimated Total Monthly

$2,919

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,039

Property taxesest. at asking price, Clay County$613

HOAbilled annually$5

Estimated total, before insurance$2,657/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$417,208	$0	—
2024	$408,838	$0	—
2023	$396,825	$0	—
2022	$318,556	$0	—
2021	$50,000	$50,000	—
2020	$8,000	$8,000	—

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Private well (public record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 2, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$400,000

Price / Sq Ft$166

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,407

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryDiscovery Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address3737 Eagle Rock Road, Orange Park, FL 32068

Area143-Foxmeadow Area

SubdivisionEagle Landing

CityOrange Park

CountyClay

StateFL

Zip Code32068

Parcel Number18-04-25-007953-063-99

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available

Water SourcePublic

ParkingAttached

ViewTrees/Woods