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Pending

Pending·10 days on market

4588 Golf Brook Road

Orange Park, FL 32065

$394,900$158/sqftEst. $2,091/moMLS# 2133808
4
Beds
3
Baths
2,492
Sq Ft
2011
Built
2
Garage
No
Pool
FEMA Zone XHOA $5/mo10,019 sqft lotSingle Family Residence1 story

About this home

Orange Park

One or more photo(s) has been virtually staged. See what all the hype is about! This community has it all.. a private soccer field, dog park, playground, multiple resort style pools, clubhouse, tennis & pickleball courts, open fields, a golf club and private course! There's something for everyone for year round fun in the Florida sun. Oh, and the house! This house has a 3 way split floor plan.. ideal for privacy, extended family or guests. Ceramic tile and LVP throughout the home. Large kitchen island with open concept made to entertain. With four bedrooms and three full baths, allow for multiple setups to fit your lifestyle. Out back you'll a large covered patio, fully fenced in backyard, and a beautiful pond view, so no direct rear neighbors. If you've been looking for a community to keep you active and a fantastic home with room to grow, do not pass this one up. Check out the 3D tour and video on this gorgeous property and schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,091
Property taxesest. at asking price, Clay County$605
HOAbilled annually$5
Estimated total, before insurance$2,701/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,698/yr · $808/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$394,900
$78,980
Loan Term
Monthly Payment
$2,091
Principal & Interest: $2,091
Property taxes (est.): $605
Insurance (est.): $263
Estimated Total Monthly
$2,960
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$385,976$385,976
2024$380,176$380,176
2023$377,895$180,844
2022$337,962$173,975
2021$268,572$167,306
2020$260,415$164,237

2025 property taxes (current owner): $9,698/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Pending$394,900
  • Sep 12, 2026Active$394,900
  • Aug 24, 2026Active Under Contract$394,900
  • Jul 7, 2026Withdrawn$394,900
  • Mar 7, 2026Listed$394,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$394,900
Price / Sq Ft$158
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,492
Acres0.23 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4588 Golf Brook Road, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size10,018.8 sq ft
Parcel Number13042400554200804

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Golf Course, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Split Bedrooms
AppliancesDishwasher, Double Oven, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingFull, Wrought Iron
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 12, 2026
Days on Market93
HOA Fees$55 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,697.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC · amy@sellingwithamy.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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