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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pioneer Village, Ponte Vedra a waterfront home in Nocatee.

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Active

Active·47 days on market·Pioneer Village

252 Union Hill Drive

Ponte Vedra, FL 32081

$649,900$312/sqftEst. $3,351/moMLS# 2152409
4
Beds
3
Baths
2,082
Sq Ft
2020
Built
3
Garage
No
Pool

About this home

Pioneer Village

SELLER OFFERING 1% TOWARDS BUYER CLOSING COSTS WITH A FULL PRICE OFFER! Florida living is all about the view--and this home delivers. Perfectly positioned on a 50' homesite with peaceful pond views, you'll enjoy stunning west-facing sunsets from the extended screened paver lanai, creating the perfect backdrop for relaxing evenings. Built by Riverside Homes, this thoughtfully designed single-story home offers 4 bedrooms, 3 baths, and a 3-car garage with an open-concept layout ideal for everyday living and entertaining. White oak engineered hardwood flooring flows throughout the open living areas and all bedrooms, while crown molding adds an elegant finishing touch to the main living spaces. The designer kitchen features stainless steel Bosch appliances, double ovens, a farmhouse sink, striking leathered Black Pearl granite countertops, and a spacious island overlooking the main living areas. A motorized privacy blind...

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,351
Principal & Interest: $3,351
Property taxes (est.): $865
Insurance (est.): $433
Estimated Total Monthly
$4,650
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,351
Property taxesest. at asking price, St. Johns County$865
HOAbilled annually$79
Estimated total, before insurance$4,295/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,130/yr · $844/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $699,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$602,194$551,472
2024$592,577$361,991
2023$584,774$349,991
2022$459,022$338,341
2021$388,759$327,030
2020$80,000$80,000

2025 property taxes (current owner): $10,130/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 27, 2026Price change$649,900$5,100
  • Jun 25, 2026Listed$655,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,900
Price / Sq Ft$312
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,082
Acres0.16 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address252 Union Hill Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPioneer Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Lot Dimensions50x145
Parcel Number0704921420

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 25, 2026
Days on Market47
HOA Fees$949 / Annually
HOA FrequencyAnnually
HOA NameMay Management c/o Crosswater
Tax Amount$10,130.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Pioneer Village

Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Pioneer Village homes for sale →

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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